$420,000

beds

baths

half bath

1,905

square ft

1039 Riviera Drive #1039

Elgin, Illinois 60124

Pending / MLS #12515609 / Condo / Elgin

Listing information updated 11/16/2025 at 6:03pm

Beautifully updated and VERY RARE RANCH END-UNIT with a full finished English basement in the highly sought-after active adult 55+ community of Bowes Creek! Enjoy resort-style living with an award-winning Rick Jacobson 18-hole golf course, clubhouse with fitness & party rooms, outdoor pool, restaurant, and miles of walking/bike trails. This spotless, move-in-ready home offers a bright open layout with fresh paint, hardwood floors, cathedral ceilings, and quality millwork. The great room features a bay window, recessed lighting, and access to the covered deck-perfect for morning coffee or evening relaxation. The chef's kitchen boasts granite countertops, rich cherry cabinetry, high-end stainless appliances, breakfast bar, and a sun-filled dining nook. The luxurious primary suite includes a tray ceiling, sitting area, two closets, and a beautifully updated spa bath with double vanity, soaking tub & separate shower. Main-level laundry & a nicely sized second bedroom complete the first floor. The expansive English basement offers a full second living space-ideal for guests or grandkids-with a large recreation area, bath, and impressive storage with built-in shelving. Extra storage in the finished 2-car garage as well. Prime location near Randall Road shopping/dining, easy interstate access, and just minutes to the Fox River & downtown St. Charles. A perfect blend of comfort, style, and low-maintenance living!

Full Features

Exterior Type:

Aluminum Siding,Brick

Basement:

Finished,Full,Daylight

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air

Appliances:

Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Humidifier

Main Level Primary Bedroom:

Yes

Pool:

Yes

Age:

16-20 Years

Roof Type:

Asphalt

Parking Type:

Garage - Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage

Parking Spaces:

Garage:

Attached

Room Count:

Water Front:

Square Feet:

1,905

Pet Information:

Cats OK, Dogs OK

Common Area Amenities:

Exercise Room, Golf Course, Health Club, Party Room, Pool, Restaurant

Internal Features:

Cathedral Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath, Storage

Room Information

Living Room:

17x17 - Main

Dining Room:

14x13 - Main

Kitchen:

12x12 - Main

Family Room:

45x33 - Basement

Primary Bedroom:

20x16 - Main Level

2nd Bedroom:

11x11 - Main

3rd Bedroom:

N/A

4th Bedroom:

N/A

Eating Area:

12x12 - Main Level

Exercise Room:

16x11 - Basement Level

Laundry:

12x8 - Main Level

Taxes & Assessments

Tax Amount:

$7,765

Tax Year:

2024

Assessments:

$277 / month

Location

Zip Code:

60124

City:

Elgin

County:

Kane

Schools

School District(s):

Elementary School:

Otter Creek Elementary School

Middle School:

Abbott Middle School

High School:

South Elgin High School

Exterior Type:

Aluminum Siding,Brick

Basement:

Finished,Full,Daylight

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air

Appliances:

Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Humidifier

Main Level Primary Bedroom:

Yes

Pool:

Yes

Age:

16-20 Years

Roof Type:

Asphalt

Parking Type:

Garage - Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage

Parking Spaces:

Garage:

Attached

Room Count:

Water Front:

Square Feet:

1,905

Pet Information:

Cats OK, Dogs OK

Common Area Amenities:

Exercise Room, Golf Course, Health Club, Party Room, Pool, Restaurant

Internal Features:

Cathedral Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath, Storage

Living Room:

17x17 - Main

Dining Room:

14x13 - Main

Kitchen:

12x12 - Main

Family Room:

45x33 - Basement

Primary Bedroom:

20x16 - Main Level

2nd Bedroom:

11x11 - Main

3rd Bedroom:

N/A

4th Bedroom:

N/A

Eating Area:

12x12 - Main Level

Exercise Room:

16x11 - Basement Level

Laundry:

12x8 - Main Level

Tax Amount:

$7,765

Tax Year:

2024

Assessments:

$277 / month

Zip Code:

60124

City:

Elgin

County:

Kane

School District(s):

Elementary School:

Otter Creek Elementary School

Middle School:

Abbott Middle School

High School:

South Elgin High School

Listing Office: Legacy Properties, A Sarah Leonard Company, LLC

Listing Office Phone: 224.999.9100

Disclaimer: The data relating to real estate for sale on this website comes courtesy of Midwest Real Estate Data, LLC as distributed by MLS GRID. Real estate listings held by brokerage firms other than @properties are marked with the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 11/16/2025 at 6:03pm. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.