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Rose Toma

Rose Toma

ABR, GREEN - Broker
312.282.9616      Contact Me
312.282.9616
Contact Me

About Me


 

Rose is a veteran REALTOR with over 20 years experiense in Chicago's Real Estate Industry. Her vast knowledge spans from her days a property manager, a leasing agent, her work in property management accounting and most recently her 16 years experience as a Chicago licensed residential real estate Broker assisting home buyers, sellers and investors. 

 

As a graduate from Indiana University with a B.A. in Sociology, she found that her interest in the culturally diverse and fascinating Chicago neighborhoods easily led her to become a REALTOR. She enjoys guiding home buyers and sellers through real estate transactions from start to finish. She has a clear understanding of both sides of the transaction, whether helping a buyer find the perfect home or a helping a seller get the most money. This skill set has set her apart as an agent who knows how to handle and respond to a myriad of issues that may arise during a transaction. 

 

Having first hand knowledge and experience specifically in the Chicago area helps her best represent her clients buying and selling in that market. Together with her in-depth understanding of real estate transactions, her expertise in negotiating and passion for helping people through residentail real estate transactions, there is no better agent who will be your best choice as your advocate in achieving your real estate goals! 

Let Rose help you invest in your future with Real Estate! 

 

She is a member of:

Chicago Association of Realtors

National Association of Realtors

Illinois Association of Realtors 

 

Designations: 

  • ABR (Accredited Buyer Representation)
  • GREEN 

 

Updated: July 24, 2018

Hi There! Thanks for visiting my page.

For Buyers:

Whether you are a first time homewoners, purchased many homes or it's been multiple years since you purchased property, let me help you get familiar with the basics so you can best navigate the real estate process.

 

1. Your first step is the find an agent who will best represent your interests and be your advocate. Ask questions! Does your agent have an ABR desgination?

WHY USE AN ABR® Realtor?

Buying a home is no small matter. Besides being the largest financial transaction you may ever undertake, it's probably also the most complex. There are many good reasons to work with a qualified real estate professional—especially a trained professional who has earned the Accredited Buyer's Representative (ABR®) designation, representing best-in-class buyer services.

When you look for an ABR® before you look for a home, you'll be served, not sold. Your interests become their interests. And you'll be working with someone who has gone the extra mile by completing specialized training in delivering the best in buyer-representation services. Plus, a REALTOR® who has an ABR® designation also has an established track record, with proven experience in representing the concerns of homebuyers.

The ABR® designation is awarded through the Real Estate Buyer's Agent Council, or REBAC, which was founded in 1988 to promote superior buyer-representation skills and services. REBAC is an affiliate of the National Association of REALTORS® (NAR).

 

2. Assess your finances and credit. If you require a mortgage to purchase property, you'll need to have a handle on your finances. In particular, your credit score, your monthly debt owed, your savings or liquid funds balance, and how much money you have for a down payment and closing costs. 

3. Get a pre-approval from a lender. Ask your lender for her best referrals of tried and true loan officers who know the job and work hard for their clients to give them the best mortgage product and deal. 

4. Assess your needs and wants in your home or property purchase.

5. Search for your home.

6. Make and offer and negotiate terms.

7. Obtain a mortgage. 

8. Go through the process on your home purchase contract. 

9. Close.

10. Move.

11. Celebrate! 

 

 

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Clients are saying:



"Rose was incredible. We were first time home buyers (buying from out-of-state) and Rose went above and beyond our expectations and needs. She knew all the questions to ask during showings. She knew the exact amount to bid so that we wanted into our home with equity. She even went to the inspection when we were unable to make it - overall, I would recommend her to anyone. We will definitely be using her again!"