$775,000

beds

baths

half bath

2,650

square ft

540 W Summit Street

Harbor Springs, Michigan 49740

Active / MLS #477980 / Single Family / Harbor Springs

Listing information updated 10/20/2025 at 6:03am

Excellent location within the city limits of Harbor Springs on a quiet street just a short walk or bike ride to town. This 4-bedroom, 3.5-bath home offers comfortable living spaces inside and out. The main floor features hardwood floors, a bright kitchen with quality finishes, a breakfast or playroom, a spacious living room with fireplace, and a large mudroom with great storage. The primary suite is well designed, and the guest rooms are generous in size and nicely finished. The lower level includes a large family room, workout or office area, and a bedroom with full bath that is perfect for guests or additional living space. An attached heated two-car garage adds convenience year-round. Outside, enjoy a large backyard, new private patio, and tasteful landscaping that make entertaining easy. A great combination of location, condition, and livability in one of Harbor Springs' most desirable areas above the bluff.

Full Features

Basement:

Full,Finished

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air

Appliances:

Built In Microwave, Dishwasher, Dryer, Range, Refrigerator, Washer

Main Level Primary Bedroom:

Fireplace:

Yes

Pool:

Age:

45 Years

Roof Type:

Asphalt Shingle

Parking Type:

Garage-Attached

Parking Spaces:

Garage:

Attached - 2 Car(s)

Room Count:

Water Front:

Square Feet:

2,650

Lot Size:

0.36

Acreage:

0.36

Internal Features:

Cable, Ceiling Fans, Wood Fireplace, Wood Floors

External Features:

Patio, Paved Drive, Paved Road

Room Information

Living Room:

18'6x13'6 - Main

Dining Room:

11'6x11 - Main

Kitchen:

15x11 - Main

Family Room:

25x17 - Lower

Primary Bedroom:

11'2x15 - Upper

2nd Bedroom:

14'8x11'9 - Upper

3rd Bedroom:

10'7x11'9 - Upper

4th Bedroom:

15x10 - Lower

Taxes & Assessments

Tax Amount:

N/A

Tax Year:

N/A

Location

Zip Code:

49740

City:

Harbor Springs

County:

Emmet

Schools

School District(s):

Harbor Springs

Elementary School:

N/A

Middle School:

N/A

High School:

N/A

Basement:

Full,Finished

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air

Appliances:

Built In Microwave, Dishwasher, Dryer, Range, Refrigerator, Washer

Main Level Primary Bedroom:

Fireplace:

Yes

Pool:

Age:

45 Years

Roof Type:

Asphalt Shingle

Parking Type:

Garage-Attached

Parking Spaces:

Garage:

Attached - 2 Car(s)

Room Count:

Water Front:

Square Feet:

2,650

Lot Size:

0.36

Acreage:

0.36

Internal Features:

Cable, Ceiling Fans, Wood Fireplace, Wood Floors

External Features:

Patio, Paved Drive, Paved Road

Living Room:

18'6x13'6 - Main

Dining Room:

11'6x11 - Main

Kitchen:

15x11 - Main

Family Room:

25x17 - Lower

Primary Bedroom:

11'2x15 - Upper

2nd Bedroom:

14'8x11'9 - Upper

3rd Bedroom:

10'7x11'9 - Upper

4th Bedroom:

15x10 - Lower

Tax Amount:

N/A

Tax Year:

N/A

Zip Code:

49740

City:

Harbor Springs

County:

Emmet

School District(s):

Harbor Springs

Elementary School:

N/A

Middle School:

N/A

High School:

N/A

Listing Agent: Will Baker

Listing Office: Graham Real Estate

Contact Information - OFFICE: 231-526-6251

Disclaimer: IDX information provided by NM-MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.