$1,550,000

beds

baths

half bath

3,520

square ft

3403 Niagara Road

Annapolis, Maryland 21403

Closed / MLS #MDAA2116290 / Single Family / Annapolis

Listing information updated 12/22/2025 at 8:39pm

Big views, better value-now offered at a newly adjusted price, this Arundel-on-the-Bay gem is your gateway to Chesapeake waterfront living. Perfectly perched to capture peaceful views of Fishing Creek, this home offers the rare opportunity to enjoy water access, a private community pier, and coastal serenity just minutes from downtown Annapolis-all at an unbeatable value. Wake up to shimmering water vistas and end your day watching the sunset from the gracious front porch. Inside, rich hardwood floors and an airy coastal palette reflect the natural light pouring in from every angle. The open-concept main living area, thoughtfully designed kitchen, and oversized garage with ample storage make everyday living and entertaining a breeze. With four spacious bedrooms and three and a half baths, there's room for family and guests, while the fully fenced backyard offers a private escape for morning coffee, evening cocktails, or summer crab feasts. Whether you're seeking a weekend retreat or your forever home, this is your chance to live the waterfront lifestyle-without the waterfront tax bill. Don't miss this incredible value in the sought-after Arundel-on-the-Bay community. Schedule your private tour today.

Full Features

Architecture Style:

Coastal,Contemporary

Basement:

Connecting Stairway,Daylight, Partial,Garage Access

Beds Above Grade:

Cooling System:

Central A/C

Heating System:

Forced Air

Main Level Primary Bedroom:

Yes

Fireplace:

Yes

Pool:

Age:

23 Years

Roof Type:

Architectural Shingle

Parking Spaces:

Garage:

Garage

Water Front:

Yes

Water Features:

Boat/Launch Ramp - Private, Boat/Launch Ramp - Public, Private Dock Site, Shared, Sandy Beach

Square Feet:

3,520

Lot Size:

9750.00 Square Feet

Acreage:

0.22

Taxes & Assessments

Tax Amount:

$10,482

Tax Year:

2024

Location

Zip Code:

21403

City:

Annapolis

County:

Anne Arundel

Schools

School District(s):

ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Elementary School:

Hillsmere

Middle School:

Annapolis

High School:

Annapolis

Architecture Style:

Coastal,Contemporary

Basement:

Connecting Stairway,Daylight, Partial,Garage Access

Beds Above Grade:

Cooling System:

Central A/C

Heating System:

Forced Air

Main Level Primary Bedroom:

Yes

Fireplace:

Yes

Pool:

Age:

23 Years

Roof Type:

Architectural Shingle

Parking Spaces:

Garage:

Garage

Water Front:

Yes

Water Features:

Boat/Launch Ramp - Private, Boat/Launch Ramp - Public, Private Dock Site, Shared, Sandy Beach

Square Feet:

3,520

Lot Size:

9750.00 Square Feet

Acreage:

0.22

Tax Amount:

$10,482

Tax Year:

2024

Zip Code:

21403

City:

Annapolis

County:

Anne Arundel

School District(s):

ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Elementary School:

Hillsmere

Middle School:

Annapolis

High School:

Annapolis

Listing Office: Coldwell Banker Realty

Listing Office Phone: 410.263.8686

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