$600,000

beds

baths

half bath

3,209

square ft

64 Panners Lane

Fredericksburg, Virginia 22406

Closed / MLS #VAST2042520 / Single Family / Fredericksburg

Listing information updated 11/4/2025 at 6:02am

A rare opportunity to own a five-bedroom, two-and-a-half-bath home on over 10 acres with an assumable VA loan at just 3% interest-a serious advantage in today's market. Four bedrooms sit on the main level, with a fifth bedroom and massive rec space downstairs offering room to grow, spread out, or host long-term guests. The kitchen includes counter-height seating and a sunny breakfast area that flows into the family room, complete with a wood-burning fireplace and direct access to a 300+ square foot deck. Whether you're entertaining a crowd or just unwinding at the end of the day, the layout is made to flex with your lifestyle. A large formal dining room and bay-windowed living room bring in natural light and give you multiple options for gathering or relaxing. The mudroom off the garage entry includes a deep utility sink and half bath, making it easy to transition in from outdoor work or play. Downstairs, the finished basement opens up even more possibilities-it's plumbed for a third full bath and has multiple oversized storage areas, giving you freedom to create gym space, a game room, media lounge, or all three. The oversized two-car garage offers more than just parking-it's set up for projects, storage, or even workouts, with a window A/C unit to keep cool while you work and a second fridge ready for whatever the day calls for. Two additional sheds provide extra space for tools, gear, or equipment. A large flat front yard and cleared backyard make outdoor time easy, while the included playset adds to the fun. The property itself is a standout-over 10 acres with open space, wooded areas, creeks, and multiple cleared trails to explore on foot or by 4-wheeler. It's ideal for hiking, hunting, sledding, or just enjoying the outdoors without ever leaving home. And with no HOA, what you do with your land is entirely up to you.

Full Features

Architecture Style:

Ranch/Rambler

Exterior Type:

Play Equipment,Play Area,Outbuilding(s),Secure Storage

Basement:

Walkout Level,Rear Entrance,Interior Access,Connecting Stairway,Daylight, Partial,Windows,Partially Finished,Rough Bath Plumb

Beds Above Grade:

Beds Below Grade:

Cooling System:

Central A/C

Heating System:

Central

Appliances:

Stainless Steel Appliances, Oven/Range - Electric, Refrigerator, Icemaker, Water Dispenser, Extra Refrigerator/Freezer, Dishwasher, Water Heater, Washer, Dryer, Water Conditioner - Owned

Main Level Primary Bedroom:

Yes

Fireplace:

Yes

Pool:

Age:

35 Years

Roof Type:

Asphalt,Shingle

Parking Type:

Paved Driveway,Private

Parking Spaces:

Garage:

Garage

Water Front:

Square Feet:

3,209

Lot Size:

442229.00 Square Feet

Acreage:

10.15

Internal Features:

Ceiling Fan(s), Dining Area, Formal/Separate Dining Room, Carpet, Wood Floors, Walk-in Closet(s), Recessed Lighting, Kitchen - Eat-In, Kitchen - Table Space, Kitchen - Country, Floor Plan - Traditional, Family Room Off Kitchen, Breakfast Area, Entry Level Bedroom, Pantry, Primary Bath(s), Bathroom - Tub Shower

Taxes & Assessments

Tax Amount:

$5,075

Tax Year:

2025

Location

Zip Code:

22406

City:

Fredericksburg

County:

Stafford

Schools

School District(s):

STAFFORD COUNTY PUBLIC SCHOOLS

Elementary School:

Hartwood

Middle School:

T. Benton Gayle

High School:

Mountain View

Architecture Style:

Ranch/Rambler

Exterior Type:

Play Equipment,Play Area,Outbuilding(s),Secure Storage

Basement:

Walkout Level,Rear Entrance,Interior Access,Connecting Stairway,Daylight, Partial,Windows,Partially Finished,Rough Bath Plumb

Beds Above Grade:

Beds Below Grade:

Cooling System:

Central A/C

Heating System:

Central

Appliances:

Stainless Steel Appliances, Oven/Range - Electric, Refrigerator, Icemaker, Water Dispenser, Extra Refrigerator/Freezer, Dishwasher, Water Heater, Washer, Dryer, Water Conditioner - Owned

Main Level Primary Bedroom:

Yes

Fireplace:

Yes

Pool:

Age:

35 Years

Roof Type:

Asphalt,Shingle

Parking Type:

Paved Driveway,Private

Parking Spaces:

Garage:

Garage

Water Front:

Square Feet:

3,209

Lot Size:

442229.00 Square Feet

Acreage:

10.15

Internal Features:

Tax Amount:

$5,075

Tax Year:

2025

Zip Code:

22406

City:

Fredericksburg

County:

Stafford

School District(s):

STAFFORD COUNTY PUBLIC SCHOOLS

Elementary School:

Hartwood

Middle School:

T. Benton Gayle

High School:

Mountain View

Listing Office: Pearson Smith Realty, LLC

Listing Office Phone: 571.386.1075

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