$382,000

beds

baths

half bath

1,610

square ft

81 White Oak Circle

St. Charles, Illinois 60174

Closed / MLS #12356311 / Townhome / St. Charles

Listing information updated 7/13/2025 at 6:03am

Welcome to this stunning 3-bedroom, 2.5-bath townhome complete with a convenient 2-car garage. Enjoy the outdoors in your private patio, creating a serene environment for relaxation or entertainment. The property's unique location, just steps away from a pool and the scenic Fox River, provides a vacation-like atmosphere for you to relish daily. Nearby downtown Geneva and St. Charles offer an array of shopping, dining, and entertainment options for your enjoyment. Additionally, the nearby Metra station provides easy access to the city and surrounding areas. The main floor of this beautiful townhome features an elegant hardwood flooring throughout and inviting, open layout with a spacious living room and dining area, complete with a cozy fireplace. The area flows seamlessly into a well-appointed kitchen equipped with elegant white cabinetry and durable stone countertops. A powder room on the main floor adds convenience for guests. On the second floor, you'll find three well-proportioned bedrooms with remote-controlled blinds for privacy and comfort. Each room benefits from custom closet organization systems, providing ample storage space. The primary bedroom features a walk-in closet and an updated en-suite bathroom with a double sink vanity and stylish shower. An updated hall bathroom serves the additional bedrooms. The versatile basement is perfect for use as a gym, playroom, or additional storage space to suit your needs. Don't miss out on this incredible opportunity to own a home in a prime location with an abundance of amenities, making it the perfect place to call your own! Seller is providing a $10,000 credit for windows replacement.

Full Features

Exterior Type:

Frame,Stucco

Basement:

Unfinished,Full

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas

Appliances:

Microwave, Dishwasher, Refrigerator, Washer, Dryer

Main Level Primary Bedroom:

Fireplace:

Yes

Pool:

Age:

41-50 Years

Roof Type:

Asphalt

Parking Type:

Garage - Asphalt,Garage Door Opener,On Site,Garage Owned,Detached,Garage

Parking Spaces:

Garage:

Detached

Room Count:

Water Front:

Square Feet:

1,610

Internal Features:

Walk-In Closet(s), Open Floorplan, Granite Counters

External Features:

Patio/Porch

Room Information

Living Room:

22x25 - Main

Dining Room:

11x14 - Main

Kitchen:

8x11 - Main

Family Room:

N/A

Primary Bedroom:

16x11 - Second Level

2nd Bedroom:

11x13 - Second

3rd Bedroom:

11x14 - Second

4th Bedroom:

N/A

Walk In Closet:

6x6 - Second Level

Foyer:

6x9 - Main Level

Play Room:

20x20 - Basement Level

Laundry:

6x8 - Basement Level

Taxes & Assessments

Tax Amount:

$5,775

Tax Year:

2024

Assessments:

$425 / month

Location

Zip Code:

60174

City:

St. Charles

County:

Kane

Schools

School District(s):

303

Elementary School:

N/A

Middle School:

N/A

High School:

N/A

Exterior Type:

Frame,Stucco

Basement:

Unfinished,Full

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas

Appliances:

Microwave, Dishwasher, Refrigerator, Washer, Dryer

Main Level Primary Bedroom:

Fireplace:

Yes

Pool:

Age:

41-50 Years

Roof Type:

Asphalt

Parking Type:

Garage - Asphalt,Garage Door Opener,On Site,Garage Owned,Detached,Garage

Parking Spaces:

Garage:

Detached

Room Count:

Water Front:

Square Feet:

1,610

Internal Features:

Walk-In Closet(s), Open Floorplan, Granite Counters

External Features:

Patio/Porch

Living Room:

22x25 - Main

Dining Room:

11x14 - Main

Kitchen:

8x11 - Main

Family Room:

N/A

Primary Bedroom:

16x11 - Second Level

2nd Bedroom:

11x13 - Second

3rd Bedroom:

11x14 - Second

4th Bedroom:

N/A

Walk In Closet:

6x6 - Second Level

Foyer:

6x9 - Main Level

Play Room:

20x20 - Basement Level

Laundry:

6x8 - Basement Level

Tax Amount:

$5,775

Tax Year:

2024

Assessments:

$425 / month

Zip Code:

60174

City:

St. Charles

County:

Kane

School District(s):

303

Elementary School:

N/A

Middle School:

N/A

High School:

N/A

Listing Office: HomeSmart Connect LLC

Listing Office Phone: 847.495.5000

Disclaimer: The data relating to real estate for sale on this website comes courtesy of Midwest Real Estate Data, LLC as distributed by MLS GRID. Real estate listings held by brokerage firms other than @properties are marked with the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 7/13/2025 at 6:03am. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.