$280,000

beds

bath

half bath

1,100

square ft

521 Division Street

St. Charles, Illinois 60174

Closed / MLS #12370221 / Single Family / St. Charles

Listing information updated 9/19/2025 at 12:03pm

LOCATION, LOCATION, LOCATION! This charming 3-bedroom, 1.5-bathroom ranch home is nestled in the heart of downtown St. Charles, offering the perfect blend of comfort and convenience. Step inside to discover gleaming hardwood floors that flow seamlessly through the spacious bedrooms and inviting living room. The light-filled kitchen is a delightful space to prepare meals and entertain guests. Outside, enjoy a private backyard, ideal for relaxation or outdoor activities. Situated just steps from the scenic Fox River Trail, this home is a haven for outdoor enthusiasts. The trail offers over 40 miles of paved paths for walking, jogging, and cycling, with picturesque views of the river and surrounding nature. Additionally, you're only minutes away from the shops, dining, and charm of downtown Geneva. With schools, parks, shopping, and restaurants all within close proximity, this home provides an unparalleled location for a vibrant lifestyle. Settle in before the new school year starts! Quick close possible! Schedule your private tour today! Property is being sold AS IS.

Full Features

Architecture Style:

Ranch

Exterior Type:

Vinyl Siding

Basement:

Crawl Space

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air, Radiant Floor

Appliances:

Range, Refrigerator, Washer, Dryer

Main Level Primary Bedroom:

Yes

Pool:

Age:

71-80 Years

Roof Type:

Rubber

Parking Type:

Garage - On Site,Garage Owned,Detached,Garage

Parking Spaces:

1.5

Garage:

Detached

Room Count:

Water Front:

Square Feet:

1,100

Lot Size:

Less Than .25 Acre

Acreage:

0.14

Room Information

Living Room:

19x14 - Main

Dining Room:

combo - Main

Kitchen:

11x9 - Main

Family Room:

N/A

Primary Bedroom:

15x14 - Main Level

2nd Bedroom:

13x11 - Main

3rd Bedroom:

11x9 - Main

4th Bedroom:

N/A

Laundry:

11x6 - Main Level

Taxes & Assessments

Tax Amount:

$6,039

Tax Year:

2024

Location

Zip Code:

60174

City:

St. Charles

County:

Kane

Schools

School District(s):

303

Elementary School:

N/A

Middle School:

N/A

High School:

N/A

Architecture Style:

Ranch

Exterior Type:

Vinyl Siding

Basement:

Crawl Space

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air, Radiant Floor

Appliances:

Range, Refrigerator, Washer, Dryer

Main Level Primary Bedroom:

Yes

Pool:

Age:

71-80 Years

Roof Type:

Rubber

Parking Type:

Garage - On Site,Garage Owned,Detached,Garage

Parking Spaces:

1.5

Garage:

Detached

Room Count:

Water Front:

Square Feet:

1,100

Lot Size:

Less Than .25 Acre

Acreage:

0.14

Living Room:

19x14 - Main

Dining Room:

combo - Main

Kitchen:

11x9 - Main

Family Room:

N/A

Primary Bedroom:

15x14 - Main Level

2nd Bedroom:

13x11 - Main

3rd Bedroom:

11x9 - Main

4th Bedroom:

N/A

Laundry:

11x6 - Main Level

Tax Amount:

$6,039

Tax Year:

2024

Zip Code:

60174

City:

St. Charles

County:

Kane

School District(s):

303

Elementary School:

N/A

Middle School:

N/A

High School:

N/A

Listing Office: Swanson Real Estate

Listing Office Phone: 815.786.9418

Disclaimer: The data relating to real estate for sale on this website comes courtesy of Midwest Real Estate Data, LLC as distributed by MLS GRID. Real estate listings held by brokerage firms other than @properties are marked with the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 9/19/2025 at 12:03pm. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.