$375,000

beds

baths

half baths

1,588

square ft

74 White Oak Circle

St. Charles, Illinois 60174

Closed / MLS #12412595 / Townhome / St. Charles

Listing information updated 8/22/2025 at 4:43pm

This beautifully updated 3-bedroom, 2.2-bath townhome offers the perfect blend of comfort, style, and location. Light-filled living and dining areas flow seamlessly into the remodeled kitchen (2022), featuring new cabinetry, granite countertops, stainless steel appliances, and a cozy fireplace. Step outside to a new composite deck with serene views of landscaped HOA-maintained green space-perfect for morning coffee or evening relaxation. Hardwood floors span the main and upper levels, enhancing the home's warmth. The spacious primary suite boasts a walk-in closet and a stylishly updated en-suite bath (2020). Two additional bedrooms share an updated full hall bath, making it ideal for family or guests. The finished walkout lower level expands your living space with a wet bar, half bath, laundry/storage area, and access to a second private deck. A guest powder room on the main level, a two-car garage, and countless thoughtful updates-including newer Andersen windows, lighting and fixtures, HVAC and water heater (2019), and garbage disposal (2023)-make this home truly turnkey. Enjoy maintenance-free living with community amenities including a pool and clubhouse, all just minutes from downtown Geneva, St. Charles, and the scenic Fox River.

Full Features

Exterior Type:

Cedar,Stucco,Stone

Basement:

Finished,Exterior Entry,Walk-Out Access

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas

Appliances:

Range, Microwave, Dishwasher, Refrigerator

Main Level Primary Bedroom:

Fireplace:

Yes

Pool:

Age:

41-50 Years

Roof Type:

Asphalt

Parking Type:

Garage - Asphalt,Garage Door Opener,On Site,Garage Owned,Detached,Owned,Garage

Parking Spaces:

Garage:

Detached

Room Count:

Water Front:

Square Feet:

1,588

Internal Features:

Wet Bar, Storage, Walk-In Closet(s)

External Features:

Patio/Porch

Room Information

Living Room:

16x15 - Main

Dining Room:

11x10 - Main

Kitchen:

11x11 - Main

Family Room:

23x14 - Walkout Basement

Primary Bedroom:

11x16 - Second Level

2nd Bedroom:

13x11 - Second

3rd Bedroom:

11x11 - Second

4th Bedroom:

N/A

Breakfast Room:

12x11 - Main Level

Bar/Entertainment:

11x9 - Walkout Basement Level

Foyer:

8x6 - Main Level

Laundry:

22x11 - Basement Level

Taxes & Assessments

Tax Amount:

$5,923

Tax Year:

2024

Assessments:

$425 / month

Location

Zip Code:

60174

City:

St. Charles

County:

Kane

Schools

School District(s):

303

Elementary School:

N/A

Middle School:

N/A

High School:

N/A

Exterior Type:

Cedar,Stucco,Stone

Basement:

Finished,Exterior Entry,Walk-Out Access

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas

Appliances:

Range, Microwave, Dishwasher, Refrigerator

Main Level Primary Bedroom:

Fireplace:

Yes

Pool:

Age:

41-50 Years

Roof Type:

Asphalt

Parking Type:

Garage - Asphalt,Garage Door Opener,On Site,Garage Owned,Detached,Owned,Garage

Parking Spaces:

Garage:

Detached

Room Count:

Water Front:

Square Feet:

1,588

Internal Features:

Wet Bar, Storage, Walk-In Closet(s)

External Features:

Patio/Porch

Living Room:

16x15 - Main

Dining Room:

11x10 - Main

Kitchen:

11x11 - Main

Family Room:

23x14 - Walkout Basement

Primary Bedroom:

11x16 - Second Level

2nd Bedroom:

13x11 - Second

3rd Bedroom:

11x11 - Second

4th Bedroom:

N/A

Breakfast Room:

12x11 - Main Level

Bar/Entertainment:

11x9 - Walkout Basement Level

Foyer:

8x6 - Main Level

Laundry:

22x11 - Basement Level

Tax Amount:

$5,923

Tax Year:

2024

Assessments:

$425 / month

Zip Code:

60174

City:

St. Charles

County:

Kane

School District(s):

303

Elementary School:

N/A

Middle School:

N/A

High School:

N/A

Listing Office: @PROPERTIES

Listing Office Phone: 630.377.1700

Disclaimer: The data relating to real estate for sale on this website comes courtesy of Midwest Real Estate Data, LLC as distributed by MLS GRID. Real estate listings held by brokerage firms other than @properties are marked with the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 8/22/2025 at 4:43pm. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.