$1,000,000

beds

baths

half bath

4,365

square ft

3N697 Route 31

St. Charles, Illinois 60174

Closed / MLS #12433643 / Single Family / St. Charles

Listing information updated 10/8/2025 at 12:23pm

Don't miss this rare opportunity to own a stunning home along the coveted "Magnificent Mile on the Fox River." Wake up to shimmering sunrise views in this beautiful stone ranch home with walk-out basement, thoughtfully designed to maximize it's extraordinary waterfront setting and panoramic views of the award-winning Pottawatomie Golf Course across the river. Inside, an expansive, light-filled living and dining area is anchored by a classic floor to ceiling stone fireplace and beautiful hardwood floors. Gourmet kitchen is outfitted with premium Viking and Sub-Zero appliances, skylights, large eating area, breakfast bar and a sunroom that opens onto a charming deck which is perfect for morning coffee overlooking the multi-tiered gardens and riverfront. The bedroom wing features an elegant primary suite with expansive windows framing the breathtaking view. A luxurious marble bath with skylight, walk-in shower and custom walk-in closet completes the retreat. Two additional spacious 1st floor bedrooms share a beautifully appointed marble guest bath with tub and walk-in shower. The walk-out lower level is an entertainer's dream. The finished space has a 2nd stone fireplace and wet bar plus the following special features: Ensuite bedroom 4 has a luxury bath with heated floors ~ Expansive family room that opens seamlessly to the outdoors ~ Bar and game area ~ Exercise room with walk-in closet (could potentially be bedroom #5) plus 2nd kitchen in laundry room which makes entertaining so easy! Enjoy summer gatherings by the water with a floating dock, gazebo, generous deck and a grand Italianate fountain at the heart of lush, formal gardens. Plus a great view of the St. Charles 4th of July fireworks from the gazebo! All this, less than one mile from the vibrant shops and award-winning restaurants of beautiful downtown St. Charles-yet nestled among mature trees providing privacy and a wide stunning water view, creating the perfect sanctuary and tranquil escape. Lovingly maintained by one family for over 40 years, this remarkable property is a true legacy home.

Full Features

Exterior Type:

Stone

Basement:

Finished,Storage Space,Full,Walk-Out Access

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air, Radiant Floor

Appliances:

Range, Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Wine Refrigerator, Range Hood, Water Softener Rented, Front Controls on Range/Cooktop

Main Level Primary Bedroom:

Yes

Fireplace:

Yes

Pool:

Age:

61-70 Years

Parking Type:

Garage - Garage Door Opener,On Site,Garage Owned,Attached,Garage

Parking Spaces:

2.5

Garage:

Attached

Room Count:

Water Front:

Yes

Water Features:

River Front, Waterfront

Square Feet:

4,365

Lot Size:

.50-.99 Acre

Acreage:

1.32

Internal Features:

Vaulted Ceiling(s), Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), Bookcases, Open Floorplan, Granite Counters

External Features:

Boat Slip, Patio/Porch

Room Information

Living Room:

16x29 - Main

Dining Room:

14x10 - Main

Kitchen:

17x18 - Main

Family Room:

28x19 - Walkout Basement

Primary Bedroom:

18x11 - Main Level

2nd Bedroom:

14x14 - Main

3rd Bedroom:

10x14 - Main

4th Bedroom:

17x16 - Walkout Basement

Office:

8x13 - Main Level

Bar/Entertainment:

26x12 - Walkout Basement Level

Exercise Room:

21x17 - Walkout Basement Level

Foyer:

06x08 - Main Level

Walk In Closet:

10x03 - Main Level

Taxes & Assessments

Tax Amount:

$11,586

Tax Year:

2024

Location

Zip Code:

60174

City:

St. Charles

County:

Kane

Schools

School District(s):

303

Elementary School:

N/A

Middle School:

N/A

High School:

N/A

Exterior Type:

Stone

Basement:

Finished,Storage Space,Full,Walk-Out Access

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air, Radiant Floor

Appliances:

Range, Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Wine Refrigerator, Range Hood, Water Softener Rented, Front Controls on Range/Cooktop

Main Level Primary Bedroom:

Yes

Fireplace:

Yes

Pool:

Age:

61-70 Years

Parking Type:

Garage - Garage Door Opener,On Site,Garage Owned,Attached,Garage

Parking Spaces:

2.5

Garage:

Attached

Room Count:

Water Front:

Yes

Water Features:

River Front, Waterfront

Square Feet:

4,365

Lot Size:

.50-.99 Acre

Acreage:

1.32

Internal Features:

Vaulted Ceiling(s), Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), Bookcases, Open Floorplan, Granite Counters

External Features:

Boat Slip, Patio/Porch

Living Room:

16x29 - Main

Dining Room:

14x10 - Main

Kitchen:

17x18 - Main

Family Room:

28x19 - Walkout Basement

Primary Bedroom:

18x11 - Main Level

2nd Bedroom:

14x14 - Main

3rd Bedroom:

10x14 - Main

4th Bedroom:

17x16 - Walkout Basement

Office:

8x13 - Main Level

Bar/Entertainment:

26x12 - Walkout Basement Level

Exercise Room:

21x17 - Walkout Basement Level

Foyer:

06x08 - Main Level

Walk In Closet:

10x03 - Main Level

Tax Amount:

$11,586

Tax Year:

2024

Zip Code:

60174

City:

St. Charles

County:

Kane

School District(s):

303

Elementary School:

N/A

Middle School:

N/A

High School:

N/A

Listing Office: @PROPERTIES

Listing Office Phone: 630.377.1700

Disclaimer: The data relating to real estate for sale on this website comes courtesy of Midwest Real Estate Data, LLC as distributed by MLS GRID. Real estate listings held by brokerage firms other than @properties are marked with the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 10/8/2025 at 12:23pm. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.