$229,900

beds

baths

1,068

square ft

18 Settler Lane

Galena, Illinois 61036

Active / MLS #12491340 / Single Family / Galena

Listing information updated 11/8/2025 at 7:23pm

Welcome to Settlement Cottage! Make this your weekend getaway or an ideal short-term rental opportunity. With strong rental potential, this property offers an excellent chance to cut ownership costs while enjoying a relaxing retreat. Nestled between the scenic North and South Golf Courses in The Galena Territory, this charming 2-bedroom, 2-bath cottage blends rustic character with modern updates for the perfect escape. The inviting living area features a wood-burning fireplace, custom built-in bookshelves, and plenty of natural light. The dining room opens to a newly updated kitchen with a spacious breakfast bar, ample storage, and true cottage-style warmth. A full bath with a copper basin sink completes the main level. Upstairs offers two spacious bedrooms with fresh paint and new carpet. The primary suite features a large vanity with hammered copper sink, abundant storage, and a full bath. The secondary bedroom includes laundry for added convenience. Step outside to your private deck-perfect for morning coffee, grilling, or relaxing with wooded views. Recent updates: new windows, sliding door, front door, screen door, exterior paint, and refreshed landscaping. With exterior maintenance handled by the HOA, you'll enjoy the ease of low-maintenance living with the privacy and serenity of your own Galena Territory cottage.

Full Features

Architecture Style:

Cottage

Exterior Type:

Wood Siding

Basement:

Crawl Space

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Electric, Baseboard

Appliances:

Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer

Main Level Primary Bedroom:

Fireplace:

Yes

Pool:

Age:

41-50 Years

Roof Type:

Asphalt

Parking Type:

Asphalt,Unassigned,Guest,Driveway,Yes,Owned

Parking Spaces:

Room Count:

Water Front:

Square Feet:

1,068

Lot Size:

Less Than .25 Acre

Room Information

Living Room:

12x12 - Main

Dining Room:

12x9 - Main

Kitchen:

12x11 - Main

Family Room:

N/A

Primary Bedroom:

12x13 - Second Level

2nd Bedroom:

9x16 - Second

3rd Bedroom:

N/A

4th Bedroom:

N/A

Foyer:

4x8 - Main Level

Laundry:

N/A Level

Taxes & Assessments

Tax Amount:

$4,193

Tax Year:

2024

Assessments:

$350 / month

Location

Zip Code:

61036

City:

Galena

County:

Jo Daviess

Schools

School District(s):

120

Elementary School:

N/A

Middle School:

N/A

High School:

N/A

Architecture Style:

Cottage

Exterior Type:

Wood Siding

Basement:

Crawl Space

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Electric, Baseboard

Appliances:

Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer

Main Level Primary Bedroom:

Fireplace:

Yes

Pool:

Age:

41-50 Years

Roof Type:

Asphalt

Parking Type:

Asphalt,Unassigned,Guest,Driveway,Yes,Owned

Parking Spaces:

Room Count:

Water Front:

Square Feet:

1,068

Lot Size:

Less Than .25 Acre

Living Room:

12x12 - Main

Dining Room:

12x9 - Main

Kitchen:

12x11 - Main

Family Room:

N/A

Primary Bedroom:

12x13 - Second Level

2nd Bedroom:

9x16 - Second

3rd Bedroom:

N/A

4th Bedroom:

N/A

Foyer:

4x8 - Main Level

Laundry:

N/A Level

Tax Amount:

$4,193

Tax Year:

2024

Assessments:

$350 / month

Zip Code:

61036

City:

Galena

County:

Jo Daviess

School District(s):

120

Elementary School:

N/A

Middle School:

N/A

High School:

N/A

Listing Office: Keller Williams Realty Signature

Listing Office Phone: 815.315.1111

Disclaimer: The data relating to real estate for sale on this website comes courtesy of Midwest Real Estate Data, LLC as distributed by MLS GRID. Real estate listings held by brokerage firms other than @properties are marked with the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 11/8/2025 at 7:23pm. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.