$470,000

beds

baths

half bath

2,622

square ft

1060 Elma Avenue

Elgin, Illinois 60120

Closed / MLS #12628489 / Single Family / Elgin

Listing information updated 7/10/2026 at 7:23pm

Welcome to 1060 Elma Ave, Elgin, IL - Space, Style, and Location in Cobblers Crossing Located in the desirable Cobblers Crossing community, this spacious 4-bedroom, 2.1-bath home offers the perfect balance of comfort, functionality, and potential. Situated on a premium corner lot with a fully fenced yard, this property is ideal for both everyday living and entertaining. Step inside to find a thoughtfully designed layout featuring formal living and dining rooms, a dedicated first-floor office, and an impressive two-story family room highlighted by a dramatic fireplace that anchors the space with warmth and character. The island kitchen is built for both practicality and flow, offering abundant cabinetry, a planning desk, and a generous eating area that opens seamlessly to the backyard through sliding glass doors. Enjoy outdoor living on the deck overlooking the fenced yard complete with a storage shed. Upstairs, you'll find generously sized bedrooms, each equipped with ceiling fans, along with a well-appointed primary suite featuring dual sinks, a soaking tub, and a separate shower. Additional highlights include: Full roof replacement (tear-off) in 2020 Unfinished basement with crawl space, ready for customization Attached 2-car side-load garage Excellent storage throughout Location does a lot of heavy lifting here. You're minutes from I-90, about 3 miles to the Metra, and close to everything that makes downtown Elgin worth mentioning, including the Hemmens Cultural Center and the Centre of Elgin. Offered as-is, which is always code for "bring your vision and maybe a contractor you trust," but the fundamentals are solid and the upside is real.

Full Features

Exterior Type:

Aluminum Siding

Basement:

Unfinished,Crawl Space,Partial

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air

Appliances:

Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Humidifier

Main Level Primary Bedroom:

Fireplace:

Yes

Pool:

Age:

31-40 Years

Parking Type:

Garage - Side Driveway,Yes,Garage Owned,Attached,Garage

Parking Spaces:

Garage:

Attached

Room Count:

Water Front:

Square Feet:

2,622

Lot Size:

Less Than .25 Acre

Acreage:

0.2273

External Features:

Patio/Porch

Room Information

Living Room:

18x12 - Main

Dining Room:

14x12 - Main

Kitchen:

15x13 - Main

Family Room:

19x13 - Main

Primary Bedroom:

19x15 - Second Level

2nd Bedroom:

13x14 - Second

3rd Bedroom:

12x11 - Second

4th Bedroom:

12x10 - Second

Office:

12x11 - Main Level

Laundry:

6x6 - Main Level

Taxes & Assessments

Tax Amount:

$9,874

Tax Year:

2024

Assessments:

$237 / year

Location

Zip Code:

60120

City:

Elgin

County:

Cook

Schools

School District(s):

Elementary School:

Lincoln Elementary School

Middle School:

Larsen Middle School

High School:

Elgin High School

Exterior Type:

Aluminum Siding

Basement:

Unfinished,Crawl Space,Partial

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air

Appliances:

Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Humidifier

Main Level Primary Bedroom:

Fireplace:

Yes

Pool:

Age:

31-40 Years

Parking Type:

Garage - Side Driveway,Yes,Garage Owned,Attached,Garage

Parking Spaces:

Garage:

Attached

Room Count:

Water Front:

Square Feet:

2,622

Lot Size:

Less Than .25 Acre

Acreage:

0.2273

External Features:

Patio/Porch

Living Room:

18x12 - Main

Dining Room:

14x12 - Main

Kitchen:

15x13 - Main

Family Room:

19x13 - Main

Primary Bedroom:

19x15 - Second Level

2nd Bedroom:

13x14 - Second

3rd Bedroom:

12x11 - Second

4th Bedroom:

12x10 - Second

Office:

12x11 - Main Level

Laundry:

6x6 - Main Level

Tax Amount:

$9,874

Tax Year:

2024

Assessments:

$237 / year

Zip Code:

60120

City:

Elgin

County:

Cook

School District(s):

Elementary School:

Lincoln Elementary School

Middle School:

Larsen Middle School

High School:

Elgin High School

Listing Office: HomeSmart Connect LLC

Listing Office Phone: 847.495.5000

Disclaimer: The data relating to real estate for sale on this website comes courtesy of Midwest Real Estate Data, LLC as distributed by MLS GRID. Real estate listings held by brokerage firms other than @properties are marked with the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 7/10/2026 at 7:23pm. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.