$199,900

beds

bath

half bath

1,640

square ft

514 Locust Street

Elgin, Illinois 60123

New / MLS #12711953 / Single Family / Elgin

Listing information updated 7/23/2026 at 4:43pm

Calling all investors, rehabbers, flippers, and buyers looking to build instant equity! This spacious two-story home offers a fantastic floor plan featuring 3 bedrooms, 1.5 baths, and generously sized living spaces rarely found at this price point. There is hardwood floor throughout much of the home and the expansive living room, separate family room, formal dining room, and enclosed front porch provide exceptional flexibility and the perfect foundation for a stunning renovation The spacious kitchen includes all existing appliances and offers endless potential to become the heart of the home. Upstairs, you'll find all three generously sized bedrooms. The renovation has already begun to convert the upstairs half bath into a full bathroom, providing an outstanding opportunity to add immediate value. The huge unfinished basement offers incredible potential for future living space, a workshop, or abundant storage. A detached one-car garage adds even more functionality and convenience. Priced to sell and reflecting its current condition, this home is being sold AS IS, with cash buyers preferred. Whether you're looking for your next flip, long-term investment, or a chance to create your dream home while building significant equity, this property delivers outstanding potential. With solid bones, an excellent floor plan, tremendous upside, and a highly desirable west-side location, this is an opportunity you won't want to miss.

Full Features

Architecture Style:

Traditional

Exterior Type:

Aluminum Siding,Vinyl Siding,Steel Siding

Basement:

Unfinished,Full

Beds Above Grade:

Cooling System:

None

Heating System:

Natural Gas

Appliances:

Range, Refrigerator

Main Level Primary Bedroom:

Pool:

Age:

100+ Years

Parking Type:

Garage - Yes,Garage Owned,Detached,Garage

Parking Spaces:

Garage:

Detached

Room Count:

Water Front:

Square Feet:

1,640

Lot Size:

.25-.49 Acre

Acreage:

0.32

Room Information

Living Room:

15x12 - Main

Dining Room:

11x9 - Main

Kitchen:

15x12 - Main

Family Room:

19x13 - Main

Primary Bedroom:

15x11 - Second Level

2nd Bedroom:

12x9 - Second

3rd Bedroom:

11x10 - Second

4th Bedroom:

N/A

Enclosed Porch:

17x8 - Main Level

Laundry:

N/A Level

Taxes & Assessments

Tax Amount:

$5,764

Tax Year:

2025

Location

Zip Code:

60123

City:

Elgin

County:

Kane

Schools

School District(s):

Elementary School:

Highland Elementary School

Middle School:

Kimball Middle School

High School:

Larkin High School

Architecture Style:

Traditional

Exterior Type:

Aluminum Siding,Vinyl Siding,Steel Siding

Basement:

Unfinished,Full

Beds Above Grade:

Cooling System:

None

Heating System:

Natural Gas

Appliances:

Range, Refrigerator

Main Level Primary Bedroom:

Pool:

Age:

100+ Years

Parking Type:

Garage - Yes,Garage Owned,Detached,Garage

Parking Spaces:

Garage:

Detached

Room Count:

Water Front:

Square Feet:

1,640

Lot Size:

.25-.49 Acre

Acreage:

0.32

Living Room:

15x12 - Main

Dining Room:

11x9 - Main

Kitchen:

15x12 - Main

Family Room:

19x13 - Main

Primary Bedroom:

15x11 - Second Level

2nd Bedroom:

12x9 - Second

3rd Bedroom:

11x10 - Second

4th Bedroom:

N/A

Enclosed Porch:

17x8 - Main Level

Laundry:

N/A Level

Tax Amount:

$5,764

Tax Year:

2025

Zip Code:

60123

City:

Elgin

County:

Kane

School District(s):

Elementary School:

Highland Elementary School

Middle School:

Kimball Middle School

High School:

Larkin High School

Listing Office: Legacy Properties, A Sarah Leonard Company, LLC

Listing Office Phone: 224.999.9100

Disclaimer: The data relating to real estate for sale on this website comes courtesy of Midwest Real Estate Data, LLC as distributed by MLS GRID. Real estate listings held by brokerage firms other than @properties are marked with the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 7/23/2026 at 4:43pm. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.

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514 Locust Street, Elgin, IL 60123 is a single family home currently listed at $199,900. 514 Locust Street features 3 Beds, 1 Bath, 1 Half Bath. This single family home has been listed on @properties Christie's International Real Estate since July 23rd, 2026 and was built in 1910. Nearby schools include Highland Elementary School, Kimball Middle School, and Larkin High School. The nearest transit stops include Elgin Metra Metra Milwaukee District West line.