$425,000

beds

baths

1,634

square ft

1940 Division Street

St. Charles, Illinois 60174

Closed / MLS #12714629 / Single Family / St. Charles

Listing information updated 9/9/2026 at 4:23pm

Exceptionally clean and well-maintained 3-bedroom, 2-bath ranch in the desirable Chandlers subdivision of St. Charles. The open-concept main level features an updated kitchen with newer cabinetry and appliances, an updated main bathroom, and engineered hardwood flooring. Recent improvements include a patio (2020), fence (2022), roof (2022), attic insulation (2023), and front door (2023). The HVAC system was recently serviced, and the ductwork professionally cleaned. A standout feature is the large, fully fenced backyard, offering excellent privacy, usable lawn space, and a comfortable patio area for outdoor dining, entertaining, pets, or play. The home also includes a finished lower level, attached garage, and freshly sealed driveway. Vacant, spotless, and move-in ready, with convenient access to schools, parks, shopping, and downtown St. Charles.

Full Features

Architecture Style:

Bi-Level

Exterior Type:

Vinyl Siding,Brick

Basement:

Finished,Exterior Entry,Full,Daylight

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air

Appliances:

Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal

Main Level Primary Bedroom:

Yes

Pool:

Age:

41-50 Years

Roof Type:

Asphalt

Parking Type:

Garage - Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage

Parking Spaces:

Garage:

Attached

Room Count:

Water Front:

Square Feet:

1,634

Lot Size:

Less Than .25 Acre

Acreage:

0.228

Internal Features:

1st Floor Bedroom, 1st Floor Full Bath

External Features:

Patio/Porch

Room Information

Living Room:

18x16 - Main

Dining Room:

11x09 - Main

Kitchen:

11x10 - Main

Family Room:

18x17 - Lower

Primary Bedroom:

14x11 - Main Level

2nd Bedroom:

14x10 - Main

3rd Bedroom:

10x10 - Main

4th Bedroom:

N/A

Laundry:

12x7 - Lower Level

Taxes & Assessments

Tax Amount:

$7,078

Tax Year:

2025

Location

Zip Code:

60174

City:

St. Charles

County:

Kane

Schools

School District(s):

303

Elementary School:

Fox Ridge Elementary School

Middle School:

Wredling Middle School

High School:

St Charles East High School

Architecture Style:

Bi-Level

Exterior Type:

Vinyl Siding,Brick

Basement:

Finished,Exterior Entry,Full,Daylight

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air

Appliances:

Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal

Main Level Primary Bedroom:

Yes

Pool:

Age:

41-50 Years

Roof Type:

Asphalt

Parking Type:

Garage - Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage

Parking Spaces:

Garage:

Attached

Room Count:

Water Front:

Square Feet:

1,634

Lot Size:

Less Than .25 Acre

Acreage:

0.228

Internal Features:

1st Floor Bedroom, 1st Floor Full Bath

External Features:

Patio/Porch

Living Room:

18x16 - Main

Dining Room:

11x09 - Main

Kitchen:

11x10 - Main

Family Room:

18x17 - Lower

Primary Bedroom:

14x11 - Main Level

2nd Bedroom:

14x10 - Main

3rd Bedroom:

10x10 - Main

4th Bedroom:

N/A

Laundry:

12x7 - Lower Level

Tax Amount:

$7,078

Tax Year:

2025

Zip Code:

60174

City:

St. Charles

County:

Kane

School District(s):

303

Elementary School:

Fox Ridge Elementary School

Middle School:

Wredling Middle School

High School:

St Charles East High School

Listing Office: HomeSmart Connect LLC

Listing Office Phone: 847.495.5000

Disclaimer: The data relating to real estate for sale on this website comes courtesy of Midwest Real Estate Data, LLC as distributed by MLS GRID. Real estate listings held by brokerage firms other than @properties are marked with the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 9/9/2026 at 4:23pm. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.