$440,000

beds

baths

half bath

2,245

square ft

418 Terrace Lane

Oswego, Illinois 60543

Active / MLS #12758347 / Single Family / Oswego

Listing information updated 9/19/2026 at 6:03am

Discover the potential in this spacious 4-bedroom, 2.5-bath home in the heart of Oswego, offering generous living spaces, a functional floor plan, and several major recent updates. A welcoming two-story foyer sets the tone as you enter, while large windows throughout fill the home with an abundance of natural light. The thoughtfully designed layout provides plenty of space for everyday living, entertaining, and working from home. Fresh interior paint and brand-new carpeting create a clean, neutral foundation, while still offering the next owner the opportunity to add their own style and personal touches. The partially finished basement adds valuable additional living space and features a dry bar-perfect for a recreation room, home office, fitness area, playroom, or game-day gatherings. Step outside to a generously sized backyard offering endless possibilities for outdoor entertaining, gardening, play, or simply relaxing and enjoying the outdoors. Major recent improvements add even more value, including a brand-new roof (August 2026), new water heater (July 2026), new air conditioner, and whole-home interior paint (Spring 2026), plus new carpet (summer 2026). Conveniently located near parks, walking trails, shopping, dining, and Oswego-area schools, this home offers the ideal combination of space, location, recent improvements, and opportunity. Whether you're looking for room to grow or a home you can personalize over time, this property is ready for its next chapter.

Full Features

Exterior Type:

Vinyl Siding

Basement:

Finished,Partial

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air

Appliances:

Range, Dishwasher, Refrigerator, Washer, Dryer

Main Level Primary Bedroom:

Pool:

Age:

21-25 Years

Roof Type:

Asphalt

Parking Type:

Garage - Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage

Parking Spaces:

Garage:

Attached

Room Count:

Water Front:

Square Feet:

2,245

Lot Size:

.25-.49 Acre

Acreage:

0.255

Room Information

Living Room:

16x13 - Main

Dining Room:

12x10 - Main

Kitchen:

13x12 - Main

Family Room:

21x22 - Main

Primary Bedroom:

18x14 - Second Level

2nd Bedroom:

13x10 - Second

3rd Bedroom:

13x10 - Second

4th Bedroom:

12x12 - Second

Laundry:

9x6 - Main Level

Taxes & Assessments

Tax Amount:

$8,716

Tax Year:

2025

Assessments:

$285 / year

Location

Zip Code:

60543

City:

Oswego

County:

Kendall

Schools

School District(s):

308

Elementary School:

Prairie Point Elementary School

Middle School:

Traughber Junior High School

High School:

Oswego High School

Exterior Type:

Vinyl Siding

Basement:

Finished,Partial

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air

Appliances:

Range, Dishwasher, Refrigerator, Washer, Dryer

Main Level Primary Bedroom:

Pool:

Age:

21-25 Years

Roof Type:

Asphalt

Parking Type:

Garage - Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage

Parking Spaces:

Garage:

Attached

Room Count:

Water Front:

Square Feet:

2,245

Lot Size:

.25-.49 Acre

Acreage:

0.255

Living Room:

16x13 - Main

Dining Room:

12x10 - Main

Kitchen:

13x12 - Main

Family Room:

21x22 - Main

Primary Bedroom:

18x14 - Second Level

2nd Bedroom:

13x10 - Second

3rd Bedroom:

13x10 - Second

4th Bedroom:

12x12 - Second

Laundry:

9x6 - Main Level

Tax Amount:

$8,716

Tax Year:

2025

Assessments:

$285 / year

Zip Code:

60543

City:

Oswego

County:

Kendall

School District(s):

308

Elementary School:

Prairie Point Elementary School

Middle School:

Traughber Junior High School

High School:

Oswego High School

Listing Office: Keller Williams Infinity

Listing Office Phone: 630.778.5800

Disclaimer: The data relating to real estate for sale on this website comes courtesy of Midwest Real Estate Data, LLC as distributed by MLS GRID. Real estate listings held by brokerage firms other than @properties are marked with the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 9/19/2026 at 6:03am. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.