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$795,000
4
beds
3
baths
1,908
square ft

12702 N 1225 W
Monticello, Indiana 47960

Active / MLS #202521498 / Single Family / Monticello
Listing information updated 11/29/2025 at 9:43pm
Don't miss this rare opportunity to own a unique waterfront property on Lake Freeman! This 3 bedroom, 2 bath home includes an attached 1 bedroom, 1 bath cottage with a loft-perfect for guests or rental income. Situated on a level waterfront lot with a private boat dock, the property features a 2-car attached garage connecting the main house and cottage. The main home boasts a cozy brick fireplace in the living room and an enclosed porch with serene views of the backyard and water. The cottage offers a bright, airy atmosphere with a wood cathedral ceiling, loft, second laundry room, kitchen, dining, and living areas. Whether you're looking for a family retreat or an investment opportunity, this property offers endless possibilities. Enjoy lake life and all that Monticello has to offer-schedule your showing today!
Architecture Style:
Ranch
Exterior Type:
Vinyl
Basement:
Crawl
Beds Above Grade:
4
Cooling System:
Central Air
Heating System:
Gas, Forced Air
Appliances:
Dishwasher, Microwave, Refrigerator, Washer, Dryer-Electric, Oven-Electric, Range-Electric
Main Level Primary Bedroom:
Yes
Fireplace:
Yes
Pool:
No
Age:
77 Years
Parking Type:
Attached
Parking Spaces:
2
Garage:
Attached - 2 Car(s)
Room Count:
13
Water Front:
Yes
Square Feet:
1,908
Lot Size:
0.36
Acreage:
0.36
Internal Features:
1st Bdrm En Suite, Ceiling-9+, Ceiling-Cathedral, Ceiling Fan(s), Closet(s) Walk-in, Detector-Smoke, Disposal, Dryer Hook Up Electric, Eat-In Kitchen, Garage Door Opener, Kitchen Island, Open Floor Plan, Porch Enclosed, Porch Open, Range/Oven Hook Up Gas, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite, Main Floor Laundry, Washer Hook-Up
External Features:
Porch Enclosed, Porch Open
Living Room:
20 x 15 - Main
Dining Room:
7 x 12 - Main
Kitchen:
13 x 12 - Main
Primary Bedroom:
17 x 13 - Main
2nd Bedroom:
13 x 12 - Main
3rd Bedroom:
12 x 12 - Main
4th Bedroom:
11 x 13 - Main
2nd Living Room:
14 x 9 - Main
2nd Dining Room:
6 x 10 - Main
2nd Kitchen:
8 x 10 - Main
Tax Amount:
$1,899
Tax Year:
2025
Zip Code:
47960
City:
Monticello
County:
Carroll County
School District(s):
Twin Lakes School Corp.
Elementary School:
Oaklawn
Middle School:
Roosevelt
High School:
Twin Lakes

Listing Agent: Cathy C Russell

Listing Office: @properties

Listing Email: cathy@russellteam.com

Disclaimer: IDX information provided by the Indiana Regional MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

$297,524
Average Sale Price
67
Average Days On The Market
96%
Sales Prices VS. List Price
Data represents the community area’s average over the past 12 months. All information deemed reliable, but not guaranteed.
Map of 12702 N 1225 W, Monticello, IN 47960

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12702 N 1225 W, Monticello, IN 47960 is a single family home currently listed at $795,000. 12702 N 1225 W features 4 Beds, 3 Baths. This single family home has been listed on @properties IND since June 6th, 2025 and was built in 1948. Nearby schools include Oaklawn, Roosevelt, and Twin Lakes.