$1,159,000

beds

baths

half bath

1,891

square ft

306 Water Street

St. Joseph, Michigan 49085

New / MLS #26021268 / Townhome / St. Joseph

Listing information updated 5/11/2026 at 8:22am

Luxury Meets Lakeside Living .... Located where the St. Joseph River meets Lake Michigan, this 3-bedroom, 2.5-bath Townhome Villa sits inside an exclusive gated Waterfront Association with unobstructed views of the lake, the lighthouse, and both the North & South Piers. The main level is open and well-suited for entertaining: marble floors, a gourmet kitchen with timeless custom cherry cabinetry, an expansive granite island, and stainless appliances. A wet bar off the dining area and a carved natural gas fireplace make the space feel both warm and welcoming. The living room opens to a private balcony where sunset views stretch across the water. Upstairs, the primary suite has its own lake-view balcony, a spa-style bath with walk-in shower, and generous closet space. and two additional bedrooms. The attached two-car garage has ceramic tile flooring which flexes nicely into extra entertaining space for larger occasions, and direct patio access for grilling and outdoor lounging. For boating enthusiasts, a deeded 55-foot boat slip with a 28,000-pound lift means your vessel is protected and always ready for an open-water adventure. Few properties on Michigan's Sunset Coast offer this caliber of boating infrastructure and unobstructed access to Lake Michigan. Just minutes away -- Silver Beach, downtown St. Joseph's restaurants, the Whirlpool Fountain, Carousel, Shadowland Pavilion, the Curious Kids Museum, Krasl Art Center, the Farmers Market, and Antiques on the Bluff. The Association also includes a heated pool, clubhouse, and guest parking. A waterfront home like this, with room to entertain, a boat slip, walkable to everything makes your Dream a Reality.

Full Features

Exterior Type:

Stone,Stucco,Other

Basement:

Slab,Walk-Out Access

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air

Appliances:

Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer

Main Level Primary Bedroom:

Fireplace:

Yes

Pool:

Yes

Age:

37 Years

Roof Type:

Other

Parking Type:

Garage Faces Rear,Garage Door Opener,Attached

Parking Spaces:

Garage:

Attached - 2 Car(s)

Room Count:

Water Front:

Yes

Water Features:

Lake, River, View

Square Feet:

1,891

Lot Size:

2.17 Acres

Acreage:

2.17

External Features:

Balcony, Balcony

Room Information

Living Room:

19.00 x 11.60 - Main

Kitchen:

17.10 x 17.70 - Main

Primary Bedroom:

19.70 x 11.60 - Upper Level

2nd Bedroom:

16.50 x 11.10 - Upper

3rd Bedroom:

11.20 x 11.10 - Upper

Bathroom 1:

7.90 x 5.90 - Main Level

Dining Area:

13.60 x 12.20 - Main Level

Primary Bathroom:

10.40 x 6.40 - Upper Level

Bathroom 2:

7.70 x 5.20 - Upper Level

Taxes & Assessments

Tax Amount:

$15,485

Tax Year:

2025

Assessments:

$655 / month

Location

Zip Code:

49085

City:

St. Joseph

County:

Berrien

Schools

School District(s):

St. Joseph

Elementary School:

N/A

Middle School:

Upton Middle School

High School:

St. Joseph High School

Exterior Type:

Stone,Stucco,Other

Basement:

Slab,Walk-Out Access

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air

Appliances:

Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer

Main Level Primary Bedroom:

Fireplace:

Yes

Pool:

Yes

Age:

37 Years

Roof Type:

Other

Parking Type:

Garage Faces Rear,Garage Door Opener,Attached

Parking Spaces:

Garage:

Attached - 2 Car(s)

Room Count:

Water Front:

Yes

Water Features:

Lake, River, View

Square Feet:

1,891

Lot Size:

2.17 Acres

Acreage:

2.17

External Features:

Balcony, Balcony

Living Room:

19.00 x 11.60 - Main

Kitchen:

17.10 x 17.70 - Main

Primary Bedroom:

19.70 x 11.60 - Upper Level

2nd Bedroom:

16.50 x 11.10 - Upper

3rd Bedroom:

11.20 x 11.10 - Upper

Bathroom 1:

7.90 x 5.90 - Main Level

Dining Area:

13.60 x 12.20 - Main Level

Primary Bathroom:

10.40 x 6.40 - Upper Level

Bathroom 2:

7.70 x 5.20 - Upper Level

Tax Amount:

$15,485

Tax Year:

2025

Assessments:

$655 / month

Zip Code:

49085

City:

St. Joseph

County:

Berrien

School District(s):

St. Joseph

Elementary School:

N/A

Middle School:

Upton Middle School

High School:

St. Joseph High School

Listing Office: @PROPERTIES

Listing Office Phone: 269.469.0700

Disclaimer: The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program of SWMRIC, LLC. Real estate listings held by brokerage firms other than @properties are marked with the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers.