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$729,000
4
beds
3
baths
1
half bath
2,650
square ft

540 W Summit Street
Harbor Springs, Michigan 49740

New / MLS #479054 / Single Family / Harbor Springs
Listing information updated 4/16/2026 at 3:03pm
Few locations in Harbor Springs offer this kind of everyday convenience - walk or bike to downtown shops, restaurants, and the waterfront right from your door. Situated on a large corner lot, this well-cared-for home works equally well as a year-round residence or a northern Michigan retreat. The main level is bright and welcoming, with natural light pouring through a large picture window in the living room, where a fireplace anchors the space for cool northern Michigan evenings. A separate den offers room to work from home, read, or host guests without disrupting the flow of the living areas. Upstairs, the primary bedroom suite features a beautiful bath with a large tiled shower, a walk-in closet, and new carpet -- plus two additional bedrooms and another full bathroom. The finished lower level adds meaningful square footage with a family room, two flexible rooms that adapt easily to a 4th bedroom, home office, gym, or hobby space, and a full bath. A two-car garage and a heating system replaced just two years ago round out a move-in-ready package. Outside, the corner lot provides generous yard space and a sense of openness that's hard to find this close to downtown Harbor Springs. Schedule your showing today.
Basement:
Full,Finished
Beds Above Grade:
4
Cooling System:
Central Air
Heating System:
Natural Gas, Forced Air
Appliances:
Built In Microwave, Dishwasher, Dryer, Range, Refrigerator, Washer
Main Level Primary Bedroom:
No
Fireplace:
Yes
Pool:
No
Age:
51 Years
Roof Type:
Asphalt Shingle
Parking Type:
Garage-Attached
Parking Spaces:
2
Garage:
Attached - 2 Car(s)
Room Count:
11
Water Front:
No
Square Feet:
2,650
Lot Size:
0.36
Acreage:
0.36
Internal Features:
Cable, Ceiling Fans, Wood Fireplace, Wood Floors
External Features:
Patio, Paved Drive, Paved Road
Living Room:
18.6 x 13.6 - Main
Dining Room:
11.6 x 11 - Main
Kitchen:
15 x 11 - Main
Family Room:
25 x 17 - Lower
Primary Bedroom:
11.2 x 15 - Upper
2nd Bedroom:
14.8 x 11.9 - Upper
3rd Bedroom:
10.7 x 11.9 - Upper
4th Bedroom:
15 x 10 - Lower
Tax Amount:
N/A
Tax Year:
N/A
Zip Code:
49740
City:
Harbor Springs
County:
Emmet
School District(s):
Harbor Springs
Elementary School:
N/A
Middle School:
N/A
High School:
N/A

Listing Agent: Trish Hartwick

Listing Office: Coldwell Banker Schmidt - Petoskey

Agent Contact Information: 231-838-0411

Disclaimer: IDX information provided by NM-MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.

Harbor Springs

Harbor Springs, MI

Nestled along the shores of Lake Michigan's Little Traverse Bay, Harbor Springs is a picturesque resort town known for its timeless charm and natural beauty. A popular destination for outdoor enthusiasts, Harbor Springs offers activities such as sailing, hiking, and skiing in the winter months. The...
$778,667
Average Sale Price
7
Average Days On The Market
95%
Sales Prices VS. List Price
Data represents the community area’s average over the past 12 months. All information deemed reliable, but not guaranteed.
Map of 540 W Summit Street, Harbor Springs, MI 49740

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540 W Summit Street, Harbor Springs, MI 49740 is a single family home currently listed at $729,000. 540 W Summit Street features 4 Beds, 3 Baths, 1 Half Bath. This single family home has been listed on @properties REMI Christie's International Real Estate since April 16th, 2026 and was built in 1975.

Each office is independently owned and operated.
@properties Christie’s International Real Estate, the @properties Christie’s International Real Estate’s logo, and other various trademarks, logos, designs, and slogans herein are the registered and unregistered trademarks of At World Properties, LLC d/b/a @properties Christie’s International Real Estate.
At World Properties, LLC and its subsidiaries do not discriminate against the use of Housing Choice Vouchers. Se Aceptan Vales de Elección de Vivienda.
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