ABR, GREEN - Broker
"Invest in your future with Real Estate!"
Rose is a veteran REALTOR with over 20 years experiense in Chicago's Real Estate Industry. Her vast knowledge spans from her days a property manager, a leasing agent, her work in property management accounting and most recently her 16 years experience as a Chicago licensed residential real estate Broker assisting home buyers, sellers and investors.
As a graduate from Indiana University with a B.A. in Sociology, she found that her interest in the culturally diverse and fascinating Chicago neighborhoods easily led her to become a REALTOR. She enjoys guiding home buyers and sellers through real estate transactions from start to finish. She has a clear understanding of both sides of the transaction, whether helping a buyer find the perfect home or a helping a seller get the most money. This skill set has set her apart as an agent who knows how to handle and respond to a myriad of issues that may arise during a transaction.
Having first hand knowledge and experience specifically in the Chicago area helps her best represent her clients buying and selling in that market. Together with her in-depth understanding of real estate transactions, her expertise in negotiating and passion for helping people through residentail real estate transactions, there is no better agent who will be your best choice as your advocate in achieving your real estate goals!
Let Rose help you invest in your future with Real Estate!
She is a member of:
Chicago Association of Realtors
National Association of Realtors
Illinois Association of Realtors
- ABR (Accredited Buyer Representation)
Updated: July 24, 2018
Hi There! Thanks for visiting my page.
Whether you are a first time homewoners, purchased many homes or it's been multiple years since you purchased property, let me help you get familiar with the basics so you can best navigate the real estate process.
1. Your first step is the find an agent who will best represent your interests and be your advocate. Ask questions! Does your agent have an ABR desgination?WHY USE AN ABR® Realtor?
Buying a home is no small matter. Besides being the largest financial transaction you may ever undertake, it's probably also the most complex. There are many good reasons to work with a qualified real estate professional—especially a trained professional who has earned the Accredited Buyer's Representative (ABR®) designation, representing best-in-class buyer services.
When you look for an ABR® before you look for a home, you'll be served, not sold. Your interests become their interests. And you'll be working with someone who has gone the extra mile by completing specialized training in delivering the best in buyer-representation services. Plus, a REALTOR® who has an ABR® designation also has an established track record, with proven experience in representing the concerns of homebuyers.
The ABR® designation is awarded through the Real Estate Buyer's Agent Council, or REBAC, which was founded in 1988 to promote superior buyer-representation skills and services. REBAC is an affiliate of the National Association of REALTORS® (NAR).
2. Assess your finances and credit. If you require a mortgage to purchase property, you'll need to have a handle on your finances. In particular, your credit score, your monthly debt owed, your savings or liquid funds balance, and how much money you have for a down payment and closing costs.
3. Get a pre-approval from a lender. Ask your lender for her best referrals of tried and true loan officers who know the job and work hard for their clients to give them the best mortgage product and deal.
4. Assess your needs and wants in your home or property purchase.
5. Search for your home.
6. Make and offer and negotiate terms.
7. Obtain a mortgage.
8. Go through the process on your home purchase contract.
Clients are saying:
"Rose was highly recommended to me by a couple of friends who bought properties with her as their agent. It was an absolute pleasure working with Rose and her knowledge of the field eased my stress as a first-time buyer. She patiently laid out the process for me, answered all my questions and took the time to look up additional details. At no point did I feel pressure from her, and I truly felt like partners during this purchase.
At the time of my purchase, I was on a short timeline and Rose was quick to act and speed up the process. We ran into some issues from the buyers side which Rose helped me navigate. She also provided recommendations for a lawyer, inspector, home insurer etc.
I will definitely be working with Rose the next time I buy/sell and highly recommend her. Thank you Rose for a fantastic experience!"
"I have both bought and sold a property with Rose and I couldn't have found a better person to work with!
My purchase was a short sale. Those tend to come with all sorts of hiccups and complications, but Rose was so supportive and knowledgeable during the process, always anticipating my needs and calling me before I had the chance to panic to explain what was happening. She helped me look for my place until we found the right one, she frequently reminded me that I should love where I live and not to just settle because I was sick of looking. She was dedicated to helping me find the right place for me, and she really learned about me and what I needed in a place. She made what could have been a very stressful process into a smooth experience during which I felt taken care of, comfortable, confident, and educated throughout the process.
Rose goes above and beyond for her clients, and I would recommend her to absolutely anyone - she will be your biggest advocate, emotional support, resource for other contacts (contractors, brokers, lawyers, etc - but only if you ask), real estate guru, and wizard of all things home-buying/selling/minor repair related."
"Apartment searching in Chicago can be difficult, but Rose Toma made the process effortless! Her experience and knowledge of the different Chicago neighborhoods helped find the right apartment for me. I had a very specific budget and move in date and Rose was able to navigate through all the listings to find an apartment the exceeded my expectations. I would highly recommend her to anyone searching for their next home!"
"Rose goes so above and beyond that it's difficult to put into words. She was my best advisor, constant communicator, details coordinator, emotional support, amazing advocate and tireless cheerleader throughout this process. She is so knowledgeable, honest, kind and dedicated, that she took all the stress off of my shoulders. I would recommend Rose to absolutely anybody looking to buy or sell, but I would ESPECIALLY recommend her to first-timers!"
"Rose Toma represented me as my agent in my condo purchase. She is extremely professional and She spent great amount of time showing me condos that I was interested in. Rose is very knowledgeable about real estate market and answered all of my questions (I had a lot of them as a first-time home buyer). She successfuly negotiated with the developer the best deal for me. At the walkthrough she pointed a few items that needed extra attention/repairs and she asked the seller to corrected all of them. Rose has knowledge of mechanical components of the condo, hvac and piping systems. She was paying attention to details and asked the seller's agent very specific questions about my condo.
I am very happy I was able to work with Rose and I strongly recommend her to anyone who is looking for a great broker.
She was always very positive and made me laugh!
I continue to use Rose's services. I referred her to my clients who she now represents in the Lakeshore East area."