$395,000

beds

baths

1,148

square ft

1203 Elm Street

St. Charles, Illinois 60174

Closed / MLS #12535590 / Single Family / St. Charles

Listing information updated 2/27/2026 at 9:43am

This beautifully maintained 3 bedroom, 2 bath vinyl and cedar ranch sits on a corner lot in St. Charles and blends comfort, charm, updates, and location. Enjoy a fenced backyard with deck and paver patio, perfect for relaxing or entertaining. Inside, the living room features hardwood flooring, a bright picture window, built-in hutch, and glass French door. The spacious kitchen offers granite countertops, stainless steel appliances, and a cozy breakfast room, with key upgrades including a new dishwasher in 2023, refrigerator in 2024, and microwave in 2025. The primary bedroom has wood laminate flooring, while the additional bedrooms feature hardwood and ceiling fans. Both bathrooms are updated, and the partially finished basement adds great extra living space, along with a washer and dryer new in 2022. Major mechanical peace of mind includes a septic sewer line replaced in 2021, plus a newer driveway, AC, and sump pump. All just minutes from parks, the Fox River, schools, and downtown St. Charles, with Geneva close by as well.

Full Features

Architecture Style:

Ranch

Exterior Type:

Vinyl Siding,Cedar

Basement:

Partially Finished,Full

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air

Appliances:

Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)

Main Level Primary Bedroom:

Yes

Pool:

Age:

71-80 Years

Roof Type:

Asphalt

Parking Type:

Garage - Garage Door Opener,Yes,Garage Owned,Detached,Garage

Parking Spaces:

1.5

Garage:

Detached

Room Count:

Water Front:

Square Feet:

1,148

Lot Size:

Less Than .25 Acre

Acreage:

0.15

Internal Features:

1st Floor Bedroom, 1st Floor Full Bath, Built-in Features

External Features:

Patio/Porch

Room Information

Living Room:

14x13 - Main

Dining Room:

15x14 - Main

Kitchen:

13x7 - Main

Family Room:

N/A

Primary Bedroom:

15x14 - Main Level

2nd Bedroom:

12x11 - Main

3rd Bedroom:

11x9 - Main

4th Bedroom:

N/A

Laundry:

N/A Level

Taxes & Assessments

Tax Amount:

$6,812

Tax Year:

2024

Location

Zip Code:

60174

City:

St. Charles

County:

Kane

Schools

School District(s):

303

Elementary School:

Davis Elementary School

Middle School:

Thompson Middle School

High School:

St Charles East High School

Architecture Style:

Ranch

Exterior Type:

Vinyl Siding,Cedar

Basement:

Partially Finished,Full

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air

Appliances:

Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)

Main Level Primary Bedroom:

Yes

Pool:

Age:

71-80 Years

Roof Type:

Asphalt

Parking Type:

Garage - Garage Door Opener,Yes,Garage Owned,Detached,Garage

Parking Spaces:

1.5

Garage:

Detached

Room Count:

Water Front:

Square Feet:

1,148

Lot Size:

Less Than .25 Acre

Acreage:

0.15

Internal Features:

1st Floor Bedroom, 1st Floor Full Bath, Built-in Features

External Features:

Patio/Porch

Living Room:

14x13 - Main

Dining Room:

15x14 - Main

Kitchen:

13x7 - Main

Family Room:

N/A

Primary Bedroom:

15x14 - Main Level

2nd Bedroom:

12x11 - Main

3rd Bedroom:

11x9 - Main

4th Bedroom:

N/A

Laundry:

N/A Level

Tax Amount:

$6,812

Tax Year:

2024

Zip Code:

60174

City:

St. Charles

County:

Kane

School District(s):

303

Elementary School:

Davis Elementary School

Middle School:

Thompson Middle School

High School:

St Charles East High School

Listing Office: One Source Realty

Listing Office Phone: 630.402.0015

Disclaimer: The data relating to real estate for sale on this website comes courtesy of Midwest Real Estate Data, LLC as distributed by MLS GRID. Real estate listings held by brokerage firms other than @properties are marked with the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 2/27/2026 at 9:43am. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.