$574,500

beds

baths

half baths

4,240

square ft

629 Waterford Lane

South Elgin, Illinois 60177

Active / MLS #12553370 / Single Family / South Elgin

Listing information updated 3/14/2026 at 6:03am

YOUR SEARCH IS OVER! Stunning 4BR home offering nearly 4,200 sq ft of total living space including a fully finished walk-out basement. Features a dramatic staircase with oak treads, quartz rail, hardwood floors on main level, 9' ceilings, and oversized baseboards. Chef's kitchen with quartz counters, 42" cabinets, island, and eating area. Spacious primary suite with vaulted ceilings, walk-in closet, and luxury bath. Large loft for flexible living space. Walk-out basement includes second kitchen, huge rec room, 2 bedrooms & 1.5 baths-ideal for in-law arrangement. Fenced yard, patio, storage barn, and new second-floor balcony/deck. St. Charles schools. Walk to park and river. Must see!

Full Features

Exterior Type:

Aluminum Siding,Brick

Basement:

Finished,Exterior Entry,Full,Walk-Out Access

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air

Appliances:

Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)

Main Level Primary Bedroom:

Fireplace:

Yes

Pool:

Age:

21-25 Years

Roof Type:

Asphalt

Parking Type:

Garage - Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage

Parking Spaces:

Garage:

Attached

Room Count:

Water Front:

Square Feet:

4,240

Lot Size:

Less Than .25 Acre

Acreage:

0.22

Internal Features:

In-Law Floorplan

External Features:

Patio/Porch

Room Information

Living Room:

14x13 - Main

Dining Room:

11x10 - Main

Kitchen:

13x11 - Main

Family Room:

20x14 - Main

Primary Bedroom:

18x12 - Second Level

2nd Bedroom:

15x11 - Second

3rd Bedroom:

12x12 - Second

4th Bedroom:

11x10 - Second

Bedroom 5:

11x10 - Walkout Basement Level

Bedroom 6:

12x12 - Walkout Basement Level

Breakfast Room:

11x9 - Main Level

Loft:

11x11 - Second Level

Kitchen- 2nd:

13x11 - Walkout Basement Level

Taxes & Assessments

Tax Amount:

$12,027

Tax Year:

2024

Location

Zip Code:

60177

City:

South Elgin

County:

Kane

Schools

School District(s):

303

Elementary School:

Wild Rose Elementary School

Middle School:

Haines Middle School

High School:

St Charles North High School

Exterior Type:

Aluminum Siding,Brick

Basement:

Finished,Exterior Entry,Full,Walk-Out Access

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air

Appliances:

Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)

Main Level Primary Bedroom:

Fireplace:

Yes

Pool:

Age:

21-25 Years

Roof Type:

Asphalt

Parking Type:

Garage - Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage

Parking Spaces:

Garage:

Attached

Room Count:

Water Front:

Square Feet:

4,240

Lot Size:

Less Than .25 Acre

Acreage:

0.22

Internal Features:

In-Law Floorplan

External Features:

Patio/Porch

Living Room:

14x13 - Main

Dining Room:

11x10 - Main

Kitchen:

13x11 - Main

Family Room:

20x14 - Main

Primary Bedroom:

18x12 - Second Level

2nd Bedroom:

15x11 - Second

3rd Bedroom:

12x12 - Second

4th Bedroom:

11x10 - Second

Bedroom 5:

11x10 - Walkout Basement Level

Bedroom 6:

12x12 - Walkout Basement Level

Breakfast Room:

11x9 - Main Level

Loft:

11x11 - Second Level

Kitchen- 2nd:

13x11 - Walkout Basement Level

Tax Amount:

$12,027

Tax Year:

2024

Zip Code:

60177

City:

South Elgin

County:

Kane

School District(s):

303

Elementary School:

Wild Rose Elementary School

Middle School:

Haines Middle School

High School:

St Charles North High School

Listing Office: HomeSmart Connect LLC

Listing Office Phone: 847.495.5000

Disclaimer: The data relating to real estate for sale on this website comes courtesy of Midwest Real Estate Data, LLC as distributed by MLS GRID. Real estate listings held by brokerage firms other than @properties are marked with the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 3/14/2026 at 6:03am. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.