$324,900

beds

bath

1,020

square ft

920 Fern Avenue

St. Charles, Illinois 60174

New / MLS #12696576 / Single Family / St. Charles

Listing information updated 7/6/2026 at 3:23pm

Welcome to this charming ranch home in the heart of St. Charles, offering an exceptional combination of character, space, and outdoor living. Situated on a private fenced corner lot, this 3-bedroom home features hardwood flooring, spacious bedrooms, and a cozy living room with abundant natural light throughout. The updated kitchen provides ample table space and overlooks the backyard retreat, while the recently painted finished basement offers valuable additional living space with a recreation room, retro bar, and potential fourth bedroom, home office, workout room, or flex space. Step outside to your own backyard oasis featuring an in-ground swimming pool, expansive deck, sunken patio, beautiful cherry tree, and mature landscaping-perfect for entertaining, summer gatherings, and outdoor enjoyment. An oversized attached 2.5-car garage and enclosed breezeway provide additional storage and functional living space rarely found in homes of this size. Located within highly rated St. Charles School District 303 and just steps from Langum Park, Munhall Elementary School, walking trails, playgrounds, shopping, dining, and downtown St. Charles. This home offers a rare opportunity to create your dream home while enjoying one of St. Charles' most desirable neighborhoods.

Full Features

Exterior Type:

Cedar,Concrete

Basement:

Partially Finished,Full

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air

Appliances:

Range, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Range Hood

Main Level Primary Bedroom:

Yes

Pool:

Yes

Age:

61-70 Years

Parking Type:

Garage - Garage Door Opener,Yes,Garage Owned,Attached,Garage

Parking Spaces:

Garage:

Attached

Room Count:

Water Front:

Square Feet:

1,020

Lot Size:

Less Than .25 Acre

Acreage:

0.166

Internal Features:

Dry Bar, 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s)

External Features:

Breezeway, Patio/Porch

Room Information

Living Room:

16x14 - Main

Dining Room:

N/A

Kitchen:

09x17 - Main

Family Room:

10x26 - Basement

Primary Bedroom:

14x10 - Main Level

2nd Bedroom:

12x13 - Main

3rd Bedroom:

10x10 - Main

4th Bedroom:

N/A

Laundry:

N/A Level

Taxes & Assessments

Tax Amount:

$7,599

Tax Year:

2025

Location

Zip Code:

60174

City:

St. Charles

County:

Kane

Schools

School District(s):

303

Elementary School:

N/A

Middle School:

N/A

High School:

N/A

Exterior Type:

Cedar,Concrete

Basement:

Partially Finished,Full

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air

Appliances:

Range, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Range Hood

Main Level Primary Bedroom:

Yes

Pool:

Yes

Age:

61-70 Years

Parking Type:

Garage - Garage Door Opener,Yes,Garage Owned,Attached,Garage

Parking Spaces:

Garage:

Attached

Room Count:

Water Front:

Square Feet:

1,020

Lot Size:

Less Than .25 Acre

Acreage:

0.166

Internal Features:

Dry Bar, 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s)

External Features:

Breezeway, Patio/Porch

Living Room:

16x14 - Main

Dining Room:

N/A

Kitchen:

09x17 - Main

Family Room:

10x26 - Basement

Primary Bedroom:

14x10 - Main Level

2nd Bedroom:

12x13 - Main

3rd Bedroom:

10x10 - Main

4th Bedroom:

N/A

Laundry:

N/A Level

Tax Amount:

$7,599

Tax Year:

2025

Zip Code:

60174

City:

St. Charles

County:

Kane

School District(s):

303

Elementary School:

N/A

Middle School:

N/A

High School:

N/A

Listing Office: Redfin Corporation

Listing Office Phone: 224.699.5002

Disclaimer: The data relating to real estate for sale on this website comes courtesy of Midwest Real Estate Data, LLC as distributed by MLS GRID. Real estate listings held by brokerage firms other than @properties are marked with the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 7/6/2026 at 3:23pm. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.