$309,900

beds

bath

half bath

1,998

square ft

422 Summit Street

Elgin, Illinois 60120

Active / MLS #12709302 / Single Family / Elgin

Listing information updated 8/12/2026 at 6:03am

Move-in ready, updated kitchen, refinished hardwood floors, flexible living spaces, and over 2,900+ square feet (including basement). This beautifully maintained historic home offers the perfect blend of timeless character and modern functionality. From the moment you arrive, the stately wrap-around front porch welcomes you inside, where stunning original woodwork, built-in details, rich Craftsman trim, and a beautifully crafted staircase showcase the home's enduring charm. Designed for today's lifestyle, the spacious main level features three separate living areas, a formal dining room, and a versatile main-floor bedroom that can easily serve as a home office, guest room, playroom, or additional family room. The updated kitchen offers abundant cabinetry, generous prep space, and opens to the home's entertaining areas, making gatherings both comfortable and convenient. Upstairs, you'll find two generously sized bedrooms, while the expansive basement adds incredible flexibility with multiple finished spaces ideal for a recreation room, fitness area, hobby room, workspace, or additional storage. Whether you're entertaining guests or simply need room to spread out, this home offers space for every stage of life. Outside, enjoy your morning coffee on the inviting wrap-around porch, host summer cookouts on the deck or brick paver patio, and relax in the private, tree-lined backyard backing to city-owned open space with no direct neighbors behind. A detached two-car garage completes the property. Conveniently located just minutes from downtown Elgin, Metra, I-90, shopping, dining, parks, and everyday conveniences, this move-in ready home delivers the character buyers love with the space and versatility they rarely find.

Full Features

Architecture Style:

American 4-Sq.

Exterior Type:

Frame,Wood Siding,Combination

Basement:

Partially Finished,Exterior Entry,Concrete,Rec/Family Area,Storage Space,Full

Beds Above Grade:

Cooling System:

Central Air, Partial, Wall Unit(s), Zoned, Electric

Heating System:

Natural Gas, Forced Air

Appliances:

Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Range Hood, ENERGY STAR Qualified Appliances, Front Controls on Range/Cooktop, Gas Cooktop, Electric Oven

Main Level Primary Bedroom:

Pool:

Age:

100+ Years

Roof Type:

Asphalt

Parking Type:

Garage - Asphalt,Garage Door Opener,Yes,Garage Owned,Detached,Garage

Parking Spaces:

Garage:

Detached

Room Count:

Water Front:

Square Feet:

1,998

Lot Size:

.25-.49 Acre

Acreage:

0.2606

Internal Features:

1st Floor Bedroom, Built-in Features, Walk-In Closet(s), Separate Dining Room

External Features:

Balcony, Lighting, Patio/Porch

Room Information

Living Room:

29x16 - Main

Dining Room:

15x12 - Main

Kitchen:

13x12 - Main

Family Room:

12x10 - Main

Primary Bedroom:

17x15 - Second Level

2nd Bedroom:

15x13 - Second

3rd Bedroom:

15x10 - Main

4th Bedroom:

N/A

Sitting Room:

15x12 - Main Level

Recreation Room:

23x15 - Basement Level

Family Room - Down:

20x12 - Basement Level

Game Room:

15x14 - Basement Level

Storage:

10x5 - Basement Level

Taxes & Assessments

Tax Amount:

$6,639

Tax Year:

2025

Location

Zip Code:

60120

City:

Elgin

County:

Kane

Schools

School District(s):

Elementary School:

Mckinley Elementary School

Middle School:

Larsen Middle School

High School:

Elgin High School

Architecture Style:

American 4-Sq.

Exterior Type:

Frame,Wood Siding,Combination

Basement:

Partially Finished,Exterior Entry,Concrete,Rec/Family Area,Storage Space,Full

Beds Above Grade:

Cooling System:

Central Air, Partial, Wall Unit(s), Zoned, Electric

Heating System:

Natural Gas, Forced Air

Appliances:

Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Range Hood, ENERGY STAR Qualified Appliances, Front Controls on Range/Cooktop, Gas Cooktop, Electric Oven

Main Level Primary Bedroom:

Pool:

Age:

100+ Years

Roof Type:

Asphalt

Parking Type:

Garage - Asphalt,Garage Door Opener,Yes,Garage Owned,Detached,Garage

Parking Spaces:

Garage:

Detached

Room Count:

Water Front:

Square Feet:

1,998

Lot Size:

.25-.49 Acre

Acreage:

0.2606

Internal Features:

1st Floor Bedroom, Built-in Features, Walk-In Closet(s), Separate Dining Room

External Features:

Balcony, Lighting, Patio/Porch

Living Room:

29x16 - Main

Dining Room:

15x12 - Main

Kitchen:

13x12 - Main

Family Room:

12x10 - Main

Primary Bedroom:

17x15 - Second Level

2nd Bedroom:

15x13 - Second

3rd Bedroom:

15x10 - Main

4th Bedroom:

N/A

Sitting Room:

15x12 - Main Level

Recreation Room:

23x15 - Basement Level

Family Room - Down:

20x12 - Basement Level

Game Room:

15x14 - Basement Level

Storage:

10x5 - Basement Level

Tax Amount:

$6,639

Tax Year:

2025

Zip Code:

60120

City:

Elgin

County:

Kane

School District(s):

Elementary School:

Mckinley Elementary School

Middle School:

Larsen Middle School

High School:

Elgin High School

Listing Office: @PROPERTIES

Listing Office Phone: 630.530.0900

Disclaimer: The data relating to real estate for sale on this website comes courtesy of Midwest Real Estate Data, LLC as distributed by MLS GRID. Real estate listings held by brokerage firms other than @properties are marked with the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 8/12/2026 at 6:03am. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.