$245,000

beds

baths

1,640

square ft

106 Mckinley Circle

Philo, Illinois 61864

Active / MLS #12748059 / Single Family / Philo

Listing information updated 9/23/2026 at 5:03pm

Welcome home to this cozy 3-bedroom, 2-bathroom bi-level located in the desirable Unity School District! Great curb appeal welcomes you from the start, with real cedar accents on the front pillars adding warmth and character to the exterior. Inside, engineered hardwood flooring brings a beautiful finish to the living room, while the kitchen features quartz countertops and plenty of space for everyday living. The lower level offers additional living space with new vinyl flooring installed in 2024, and original hardwood floors are waiting underneath the carpet and the engineered hardwood on the upper level. The main bedroom also comes with a $1,000 flooring credit with an acceptable offer, giving the next owner the opportunity to make the space their own. Outside is where this home really shines! The fenced-in yard features an approximately 17-foot gate for convenient access, along with a huge back deck perfect for entertaining. The insulated garage offers added functionality, with a lean-to added along the side for even more covered space and storage. A 10x16 storage shed complete with power and a concrete floor provides another great spot for tools, equipment, or hobbies. Additional updates include a new roof and water heater, both completed in 2019. With thoughtful updates, great outdoor space, and a warm, comfortable feel throughout, this home is ready for its next chapter! Don't wait! Call today to schedule a private showing. ** This home has been pre-inspected! **

Full Features

Architecture Style:

Bi-Level

Exterior Type:

Vinyl Siding,Brick

Basement:

Finished,Partial

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas

Appliances:

Range, Microwave, Dishwasher, Refrigerator

Main Level Primary Bedroom:

Yes

Pool:

Age:

61-70 Years

Parking Type:

Garage - Yes,Garage Owned,Detached,Garage

Parking Spaces:

Garage:

Detached

Room Count:

Water Front:

Square Feet:

1,640

Lot Size:

.25-.49 Acre

Acreage:

0.39

External Features:

Patio/Porch

Room Information

Living Room:

12x15 - Main

Dining Room:

6x8 - Main

Kitchen:

12x7 - Main

Family Room:

N/A

Primary Bedroom:

14x12 - Main Level

2nd Bedroom:

11x11 - Main

3rd Bedroom:

10x9 - Lower

4th Bedroom:

N/A

Recreation Room:

13x11 - Lower Level

Laundry:

12x20 - Lower Level

Taxes & Assessments

Tax Amount:

N/A

Tax Year:

2025

Location

Zip Code:

61864

City:

Philo

County:

Champaign

Schools

School District(s):

Elementary School:

Unity East Elementary School

Middle School:

Unity Junior High School

High School:

Unity High School

Architecture Style:

Bi-Level

Exterior Type:

Vinyl Siding,Brick

Basement:

Finished,Partial

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas

Appliances:

Range, Microwave, Dishwasher, Refrigerator

Main Level Primary Bedroom:

Yes

Pool:

Age:

61-70 Years

Parking Type:

Garage - Yes,Garage Owned,Detached,Garage

Parking Spaces:

Garage:

Detached

Room Count:

Water Front:

Square Feet:

1,640

Lot Size:

.25-.49 Acre

Acreage:

0.39

External Features:

Patio/Porch

Living Room:

12x15 - Main

Dining Room:

6x8 - Main

Kitchen:

12x7 - Main

Family Room:

N/A

Primary Bedroom:

14x12 - Main Level

2nd Bedroom:

11x11 - Main

3rd Bedroom:

10x9 - Lower

4th Bedroom:

N/A

Recreation Room:

13x11 - Lower Level

Laundry:

12x20 - Lower Level

Tax Amount:

N/A

Tax Year:

2025

Zip Code:

61864

City:

Philo

County:

Champaign

School District(s):

Elementary School:

Unity East Elementary School

Middle School:

Unity Junior High School

High School:

Unity High School

Listing Office: Happ Realty

Listing Office Phone: 217.607.9992

Disclaimer: The data relating to real estate for sale on this website comes courtesy of Midwest Real Estate Data, LLC as distributed by MLS GRID. Real estate listings held by brokerage firms other than @properties are marked with the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 9/23/2026 at 5:03pm. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.