$1,025,000

beds

baths

half bath

4,719

square ft

38 N Holly Avenue

Fox Lake, Illinois 60020

New / MLS #12785102 / Single Family / Fox Lake

Listing information updated 10/14/2026 at 10:43am

EXTENSIVELY UPDATED & DESIGNED FOR FLEXIBLE LAKE LIVING, this 4,700+ sqft Chain O'Lakes property offers a rare opportunity to own a TRUE LAKE HOME with shared 1/7 ownership of the waterfront HOA lot across the street, & an exceptional collection of amenities. Designed for flexible living, the home features 5 bedrooms, 4.5 baths, including a main level ensuite & a finished basement with 2 bedrooms, full bath, full kitchen, laundry hookup, & private entrance ideal for multigenerational living or extended guests. The expansive main level kitchen is centered around an oversized island with abundant cabinetry, while multiple living areas, a vaulted dining room, heated 3-season room, & lake views create spaces for everyday living & entertaining. The second-floor primary suite offers two cedar walk-in closets, a freestanding soaking tub, separate shower, double vanity, fireplace, & panoramic views of Mineola Bay. Since 2024, the current owners have completed extensive mechanical & capital improvements, including a new second-floor HVAC system, new garage doors, & numerous additional updates. The home is also available with Weber grill, Brunswick pool table & table tennis table, water toys, outdoor fire pit dining set, & additional personal property available separately, allowing buyers to customize the purchase to their needs.

Full Features

Architecture Style:

Victorian

Exterior Type:

Cedar

Basement:

Finished,Exterior Entry,Rec/Family Area,Sleeping Area,Walk-Up Access,Full

Beds Above Grade:

Beds Below Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air, Sep Heating Systems - 2+

Appliances:

Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Wine Refrigerator, Water Softener Owned, Humidifier

Main Level Primary Bedroom:

Fireplace:

Yes

Pool:

Age:

31-40 Years

Roof Type:

Asphalt

Parking Type:

Garage - Asphalt,Circular Driveway,Garage Door Opener,Heated Garage,Yes,Garage Owned,Detached,Garage

Parking Spaces:

Garage:

Detached

Room Count:

Water Front:

Yes

Water Features:

Lake Front

Square Feet:

4,719

Lot Size:

.25-.49 Acre

Acreage:

0.411

Internal Features:

Vaulted Ceiling(s), Dry Bar, 1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath, Walk-In Closet(s), Beamed Ceilings, Open Floorplan, Separate Dining Room, Paneling, Quartz Counters

External Features:

Outdoor Grill, Fire Pit, Patio/Porch

Room Information

Living Room:

15x15 - Main

Dining Room:

16x15 - Main

Kitchen:

14x21 - Main

Family Room:

22x21 - Main

Primary Bedroom:

29x22 - Second Level

2nd Bedroom:

13x17 - Second

3rd Bedroom:

12x17 - Main

4th Bedroom:

11x13 - Basement

Bedroom 5:

10x13 - Basement Level

Den:

13x16 - Basement Level

Recreation Room:

17x27 - Basement Level

Kitchen- 2nd:

15x18 - Basement Level

Enclosed Porch Heated:

13x12 - Main Level

Taxes & Assessments

Tax Amount:

$21,896

Tax Year:

2025

Assessments:

$100 / month

Location

Zip Code:

60020

City:

Fox Lake

County:

Lake

Schools

School District(s):

114, 124

Elementary School:

Lotus School

Middle School:

Stanton School

High School:

Grant Community High School

Architecture Style:

Victorian

Exterior Type:

Cedar

Basement:

Finished,Exterior Entry,Rec/Family Area,Sleeping Area,Walk-Up Access,Full

Beds Above Grade:

Beds Below Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air, Sep Heating Systems - 2+

Appliances:

Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Wine Refrigerator, Water Softener Owned, Humidifier

Main Level Primary Bedroom:

Fireplace:

Yes

Pool:

Age:

31-40 Years

Roof Type:

Asphalt

Parking Type:

Garage - Asphalt,Circular Driveway,Garage Door Opener,Heated Garage,Yes,Garage Owned,Detached,Garage

Parking Spaces:

Garage:

Detached

Room Count:

Water Front:

Yes

Water Features:

Lake Front

Square Feet:

4,719

Lot Size:

.25-.49 Acre

Acreage:

0.411

Internal Features:

Vaulted Ceiling(s), Dry Bar, 1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath, Walk-In Closet(s), Beamed Ceilings, Open Floorplan, Separate Dining Room, Paneling, Quartz Counters

External Features:

Outdoor Grill, Fire Pit, Patio/Porch

Living Room:

15x15 - Main

Dining Room:

16x15 - Main

Kitchen:

14x21 - Main

Family Room:

22x21 - Main

Primary Bedroom:

29x22 - Second Level

2nd Bedroom:

13x17 - Second

3rd Bedroom:

12x17 - Main

4th Bedroom:

11x13 - Basement

Bedroom 5:

10x13 - Basement Level

Den:

13x16 - Basement Level

Recreation Room:

17x27 - Basement Level

Kitchen- 2nd:

15x18 - Basement Level

Enclosed Porch Heated:

13x12 - Main Level

Tax Amount:

$21,896

Tax Year:

2025

Assessments:

$100 / month

Zip Code:

60020

City:

Fox Lake

County:

Lake

School District(s):

114, 124

Elementary School:

Lotus School

Middle School:

Stanton School

High School:

Grant Community High School

Listing Office: Better Homes and Garden Real Estate Star Homes

Listing Office Phone: 847.548.2625

Disclaimer: The data relating to real estate for sale on this website comes courtesy of Midwest Real Estate Data, LLC as distributed by MLS GRID. Real estate listings held by brokerage firms other than @properties are marked with the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 10/14/2026 at 10:43am. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.