$639,000

beds

baths

half bath

2,678

square ft

122 N 11th Avenue

St. Charles, Illinois 60174

New / MLS #12523074 / Single Family / St. Charles

Listing information updated 2/28/2026 at 6:03am

Exceptional custom home just steps from the Fox River and downtown St. Charles! This beautifully maintained 5 bedroom, 3.5 bath residence offers timeless finishes, thoughtful updates, and an unbeatable location. Built in 2004, the home has been meticulously cared for and is truly move in ready. The kitchen is both sophisticated and functional, featuring rich cherry cabinetry, granite countertops, stainless steel appliances including Bertazzoni and KitchenAid, and a generous walk in pantry. Updated light fixtures throughout add a fresh, modern feel, while detailed woodwork and custom trim elevate the main level and the spacious living area provides the perfect setting for relaxing or entertaining. The formal dining room features an elegant tray ceiling and ample space for gatherings. Upstairs you will find four spacious bedrooms with impressive walk in closets, two full baths, and tall vaulted ceilings that create a grand, open feel throughout the upper level, along with brand new carpet (11/2025) that enhances comfort and completes the space. The finished English basement offers incredible versatility with built in bookcases, a fifth bedroom or private office option, a full bath, and abundant storage space, ideal for guests, recreation, or working from home. Enjoy the fully usable backyard with fire pit, storage shed, gardening space, and a back stone patio refinished in 2025. The oversized, heated, attached two car garage adds year round convenience. Recent improvements include professionally cleaned air ducts (2024), a Schlage smart WiFi keypad front door lock, a GE smart WiFi washer and dryer, a reverse-osmosis water filtration system, a NEW 2024 natural gas grill that stays with the home, and new front landscaping (2025) with all front plants guaranteed through June 2026. All of this within walking distance to downtown St. Charles with restaurants, nightlife, river walks, parks, concerts, and seasonal events right outside your door. A thoughtfully updated, impeccably clean home in a premier location ready for its next chapter.

Full Features

Architecture Style:

Traditional

Exterior Type:

Stone,Other

Basement:

Finished,Rec/Family Area,Storage Space,Full,Daylight

Beds Above Grade:

Beds Below Grade:

Cooling System:

Central Air

Heating System:

Natural Gas

Appliances:

Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Range Hood, Water Softener Owned, Gas Cooktop, Gas Oven, Humidifier

Main Level Primary Bedroom:

Fireplace:

Yes

Pool:

Age:

21-25 Years

Roof Type:

Asphalt

Parking Type:

Garage - Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage

Parking Spaces:

Garage:

Attached

Room Count:

Water Front:

Square Feet:

2,678

Lot Size:

.25-.49 Acre

Acreage:

0.261

Internal Features:

Vaulted Ceiling(s), Built-in Features, Walk-In Closet(s), Bookcases, Open Floorplan, Pantry

External Features:

Fire Pit, Patio/Porch

Room Information

Living Room:

N/A

Dining Room:

13x11 - Main

Kitchen:

17x13 - Main

Family Room:

N/A

Primary Bedroom:

18x15 - Second Level

2nd Bedroom:

14x12 - Second

3rd Bedroom:

14x12 - Second

4th Bedroom:

14x12 - Second

Bedroom 5:

11x11 - Basement Level

Family Room - Down:

25x21 - Basement Level

Great Room:

23x11 - Basement Level

Laundry:

10x5 - Main Level

Taxes & Assessments

Tax Amount:

$13,303

Tax Year:

2024

Location

Zip Code:

60174

City:

St. Charles

County:

Kane

Schools

School District(s):

303

Elementary School:

N/A

Middle School:

N/A

High School:

N/A

Architecture Style:

Traditional

Exterior Type:

Stone,Other

Basement:

Finished,Rec/Family Area,Storage Space,Full,Daylight

Beds Above Grade:

Beds Below Grade:

Cooling System:

Central Air

Heating System:

Natural Gas

Appliances:

Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Range Hood, Water Softener Owned, Gas Cooktop, Gas Oven, Humidifier

Main Level Primary Bedroom:

Fireplace:

Yes

Pool:

Age:

21-25 Years

Roof Type:

Asphalt

Parking Type:

Garage - Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage

Parking Spaces:

Garage:

Attached

Room Count:

Water Front:

Square Feet:

2,678

Lot Size:

.25-.49 Acre

Acreage:

0.261

Internal Features:

Vaulted Ceiling(s), Built-in Features, Walk-In Closet(s), Bookcases, Open Floorplan, Pantry

External Features:

Fire Pit, Patio/Porch

Living Room:

N/A

Dining Room:

13x11 - Main

Kitchen:

17x13 - Main

Family Room:

N/A

Primary Bedroom:

18x15 - Second Level

2nd Bedroom:

14x12 - Second

3rd Bedroom:

14x12 - Second

4th Bedroom:

14x12 - Second

Bedroom 5:

11x11 - Basement Level

Family Room - Down:

25x21 - Basement Level

Great Room:

23x11 - Basement Level

Laundry:

10x5 - Main Level

Tax Amount:

$13,303

Tax Year:

2024

Zip Code:

60174

City:

St. Charles

County:

Kane

School District(s):

303

Elementary School:

N/A

Middle School:

N/A

High School:

N/A

Listing Office: Coldwell Banker Realty

Listing Office Phone: 630.377.1771

Disclaimer: The data relating to real estate for sale on this website comes courtesy of Midwest Real Estate Data, LLC as distributed by MLS GRID. Real estate listings held by brokerage firms other than @properties are marked with the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 2/28/2026 at 6:03am. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.