$452,254

beds

baths

2,018

square ft

965 Independence Avenue

St. Charles, Illinois 60174

Closed / MLS #12553905 / Single Family / St. Charles

Listing information updated 2/22/2026 at 6:03am

YOU'LL BE THRILLED to view this renovated home! The sellers are distraught to leave but a new career opportunity has them needing to relocate. This loved home is located in the desirable Cambridge neighborhood with easy access to all St. Charles has to offer. It is extremely rare to find a true this 5 bedroom home at this price and believe me this home can host a crowd with ease. You will find newer laminate flooring and beautiful new doors and trim throughout. The kitchen was revamped with new cabinets, countertops, backsplash & appliances. A large pantry cabinet was added to the kitchen and can stay with the home - it offers wonderful storage! There is access to the deck from the kitchen with a newly added railing. The upper level offers 3 classic bedrooms and a new gorgeous bath. The lower-level walkout boasts a 2nd family room with wood burning fireplace, 2 large bedrooms and a renovated full bathroom. Access to the patio and fenced back yard is from this lower level family room. The roof was replaced in 2023, the water heater was replaced in 2017 and the furnace was new in 2007. You will love the garage floor. The current owner had high impact temperature rated 12x24 tiles installed. Come see for yourself how great this St. Charles home is!

Full Features

Exterior Type:

Aluminum Siding

Basement:

Finished,Full,Walk-Out Access

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas

Appliances:

Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Range Hood

Main Level Primary Bedroom:

Yes

Fireplace:

Yes

Pool:

Age:

41-50 Years

Roof Type:

Asphalt

Parking Type:

Garage - Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage

Parking Spaces:

Garage:

Attached

Room Count:

Water Front:

Square Feet:

2,018

Lot Size:

Less Than .25 Acre

Acreage:

0.1899

Internal Features:

Quartz Counters

External Features:

Patio/Porch

Room Information

Living Room:

20x14 - Main

Dining Room:

10x7 - Main

Kitchen:

12x10 - Main

Family Room:

20x15 - Lower

Primary Bedroom:

16x11 - Main Level

2nd Bedroom:

11x11 - Main

3rd Bedroom:

10x9 - Main

4th Bedroom:

14x13 - Lower

Bedroom 5:

15x11 - Lower Level

Laundry:

17x11 - Lower Level

Taxes & Assessments

Tax Amount:

$7,913

Tax Year:

2024

Location

Zip Code:

60174

City:

St. Charles

County:

Kane

Schools

School District(s):

303

Elementary School:

Munhall Elementary School

Middle School:

Wredling Middle School

High School:

St Charles East High School

Exterior Type:

Aluminum Siding

Basement:

Finished,Full,Walk-Out Access

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas

Appliances:

Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Range Hood

Main Level Primary Bedroom:

Yes

Fireplace:

Yes

Pool:

Age:

41-50 Years

Roof Type:

Asphalt

Parking Type:

Garage - Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage

Parking Spaces:

Garage:

Attached

Room Count:

Water Front:

Square Feet:

2,018

Lot Size:

Less Than .25 Acre

Acreage:

0.1899

Internal Features:

Quartz Counters

External Features:

Patio/Porch

Living Room:

20x14 - Main

Dining Room:

10x7 - Main

Kitchen:

12x10 - Main

Family Room:

20x15 - Lower

Primary Bedroom:

16x11 - Main Level

2nd Bedroom:

11x11 - Main

3rd Bedroom:

10x9 - Main

4th Bedroom:

14x13 - Lower

Bedroom 5:

15x11 - Lower Level

Laundry:

17x11 - Lower Level

Tax Amount:

$7,913

Tax Year:

2024

Zip Code:

60174

City:

St. Charles

County:

Kane

School District(s):

303

Elementary School:

Munhall Elementary School

Middle School:

Wredling Middle School

High School:

St Charles East High School

Listing Office: Berkshire Hathaway HomeServices Starck Real Estate

Listing Office Phone: 630.232.0021

Disclaimer: The data relating to real estate for sale on this website comes courtesy of Midwest Real Estate Data, LLC as distributed by MLS GRID. Real estate listings held by brokerage firms other than @properties are marked with the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 2/22/2026 at 6:03am. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.