$427,000

beds

baths

half bath

1,610

square ft

15 White Oak Circle

St. Charles, Illinois 60174

Closed / MLS #12592753 / Townhome / St. Charles

Listing information updated 4/21/2026 at 3:23pm

Welcome home to this beautifully maintained 3 bedroom, 2.5 bath townhome in The Oaks of St. Charles, offering a fantastic location just minutes from parks, the Fox River, and the charming downtown districts of both St. Charles and Geneva. Set on a landscaped lot with mature trees, the home features inviting curb appeal with a welcoming front porch, a 2 car garage, and a private backyard deck perfect for relaxing or entertaining. Inside, hardwood floors run throughout the main level, highlighting a bright living room with bay window, a formal dining room, and a comfortable family room with a gas log fireplace. The adjacent kitchen is designed for both style and function with quartz countertops, stainless steel appliances, a breakfast bar, and decorative tile backsplash. Upstairs you'll find three bedrooms including the spacious primary suite with a walk in closet and private bath, along with a full hall bathroom. The finished walkout basement expands the living space with a rec room, game room, second fireplace, and laundry area. Residents of The Oaks also enjoy access to a neighborhood clubhouse and pool, creating a wonderful blend of comfort, convenience, and community living.

Full Features

Exterior Type:

Cedar,Stucco

Basement:

Finished,Exterior Entry,Full,Walk-Out Access

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air

Appliances:

Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)

Main Level Primary Bedroom:

Fireplace:

Yes

Pool:

Age:

41-50 Years

Roof Type:

Asphalt

Parking Type:

Garage - Asphalt,Garage Door Opener,Yes,Garage Owned,Detached,Garage

Parking Spaces:

Garage:

Detached

Room Count:

Water Front:

Square Feet:

1,610

Internal Features:

Storage, Walk-In Closet(s)

External Features:

Patio/Porch

Room Information

Living Room:

17x13 - Main

Dining Room:

11x10 - Main

Kitchen:

11x8 - Main

Family Room:

13x11 - Main

Primary Bedroom:

17x13 - Second Level

2nd Bedroom:

13x11 - Second

3rd Bedroom:

13x11 - Second

4th Bedroom:

N/A

Recreation Room:

22x16 - Walkout Basement Level

Game Room:

14x7 - Walkout Basement Level

Laundry:

N/A Level

Taxes & Assessments

Tax Amount:

N/A

Tax Year:

2024

Assessments:

$425 / month

Location

Zip Code:

60174

City:

St. Charles

County:

Kane

Schools

School District(s):

303

Elementary School:

Davis Elementary School

Middle School:

Thompson Middle School

High School:

St Charles East High School

Exterior Type:

Cedar,Stucco

Basement:

Finished,Exterior Entry,Full,Walk-Out Access

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air

Appliances:

Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)

Main Level Primary Bedroom:

Fireplace:

Yes

Pool:

Age:

41-50 Years

Roof Type:

Asphalt

Parking Type:

Garage - Asphalt,Garage Door Opener,Yes,Garage Owned,Detached,Garage

Parking Spaces:

Garage:

Detached

Room Count:

Water Front:

Square Feet:

1,610

Internal Features:

Storage, Walk-In Closet(s)

External Features:

Patio/Porch

Living Room:

17x13 - Main

Dining Room:

11x10 - Main

Kitchen:

11x8 - Main

Family Room:

13x11 - Main

Primary Bedroom:

17x13 - Second Level

2nd Bedroom:

13x11 - Second

3rd Bedroom:

13x11 - Second

4th Bedroom:

N/A

Recreation Room:

22x16 - Walkout Basement Level

Game Room:

14x7 - Walkout Basement Level

Laundry:

N/A Level

Tax Amount:

N/A

Tax Year:

2024

Assessments:

$425 / month

Zip Code:

60174

City:

St. Charles

County:

Kane

School District(s):

303

Elementary School:

Davis Elementary School

Middle School:

Thompson Middle School

High School:

St Charles East High School

Listing Office: One Source Realty

Listing Office Phone: 630.402.0015

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