$614,999

beds

baths

3,398

square ft

41W331 Empire Road

St. Charles, Illinois 60175

Pending / MLS #12595319 / Single Family / St. Charles

Listing information updated 3/28/2026 at 6:03am

This is a rare opportunity to own a truly amazing lakefront property combining peaceful country living, functional space, and endless possibilities-all just minutes from downtown St. Charles! This stunning 4 bedroom, 4 bath ranch home in St. Charles offers the perfect blend of comfort, space, and versatility. Enjoy lakefront living with private lake access-ideal for boating, fishing, or simply relaxing by the water. A studio apartment/in law suite with a full kitchen and private full bath offers flexible generational living or rental possibilities and is considered the 4th bedroom and 4th bathroom for this home! Inside, the open living and dining room combo features a cozy fireplace and access to a spacious deck overlooking the lake. The kitchen with an eating area provides plenty of room for everyday meals and gatherings. The finished walk-out basement includes a second fireplace and additional living space for entertaining or relaxation. Outside, you'll find a 3-car detached garage, plus a 12x32 drive-through shed (second 2-stall garage) perfect for storage, hobbies, or equipment. With tranquil water views and nature all around, this lakefront haven offers the perfect blend of relaxation and refined living-you'll never want to leave.

Full Features

Architecture Style:

Ranch

Exterior Type:

Brick

Basement:

Finished,Exterior Entry,Rec/Family Area,Storage Space,Full,Walk-Out Access

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Electric

Appliances:

Range, Microwave, Refrigerator, Washer, Dryer, Water Softener Owned

Main Level Primary Bedroom:

Yes

Fireplace:

Yes

Pool:

Age:

61-70 Years

Parking Type:

Garage - Asphalt,Yes,Garage Owned,Detached,Garage

Parking Spaces:

Garage:

Detached

Room Count:

Water Front:

Yes

Water Features:

Lake Front, Lake Privileges

Square Feet:

3,398

Lot Size:

1.0-1.99 Acres

Acreage:

1.97

Internal Features:

1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath

External Features:

Patio/Porch

Room Information

Living Room:

12x17 - Main

Dining Room:

8x11 - Main

Kitchen:

9x20 - Main

Family Room:

N/A

Primary Bedroom:

9x13 - Main Level

2nd Bedroom:

9x11 - Main

3rd Bedroom:

8x12 - Main

4th Bedroom:

16x22 - Main

Bonus Room:

13x11 - Walkout Basement Level

Family Room - Down:

22x27 - Walkout Basement Level

Foyer:

5x12 - Main Level

Laundry:

11x17 - Walkout Basement Level

Taxes & Assessments

Tax Amount:

$5,827

Tax Year:

2024

Location

Zip Code:

60175

City:

St. Charles

County:

Kane

Schools

School District(s):

303

Elementary School:

N/A

Middle School:

N/A

High School:

N/A

Architecture Style:

Ranch

Exterior Type:

Brick

Basement:

Finished,Exterior Entry,Rec/Family Area,Storage Space,Full,Walk-Out Access

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Electric

Appliances:

Range, Microwave, Refrigerator, Washer, Dryer, Water Softener Owned

Main Level Primary Bedroom:

Yes

Fireplace:

Yes

Pool:

Age:

61-70 Years

Parking Type:

Garage - Asphalt,Yes,Garage Owned,Detached,Garage

Parking Spaces:

Garage:

Detached

Room Count:

Water Front:

Yes

Water Features:

Lake Front, Lake Privileges

Square Feet:

3,398

Lot Size:

1.0-1.99 Acres

Acreage:

1.97

Internal Features:

1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath

External Features:

Patio/Porch

Living Room:

12x17 - Main

Dining Room:

8x11 - Main

Kitchen:

9x20 - Main

Family Room:

N/A

Primary Bedroom:

9x13 - Main Level

2nd Bedroom:

9x11 - Main

3rd Bedroom:

8x12 - Main

4th Bedroom:

16x22 - Main

Bonus Room:

13x11 - Walkout Basement Level

Family Room - Down:

22x27 - Walkout Basement Level

Foyer:

5x12 - Main Level

Laundry:

11x17 - Walkout Basement Level

Tax Amount:

$5,827

Tax Year:

2024

Zip Code:

60175

City:

St. Charles

County:

Kane

School District(s):

303

Elementary School:

N/A

Middle School:

N/A

High School:

N/A

Listing Office: Keller Williams Infinity

Listing Office Phone: 630.778.5800

Disclaimer: The data relating to real estate for sale on this website comes courtesy of Midwest Real Estate Data, LLC as distributed by MLS GRID. Real estate listings held by brokerage firms other than @properties are marked with the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 3/28/2026 at 6:03am. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.