$399,900

beds

baths

1,858

square ft

281 Governors Lane #281

Elgin, Illinois 60123

New / MLS #12679505 / Condo / Elgin

Listing information updated 6/16/2026 at 12:43pm

Rarely available ranch half-duplex that lives like a single-family home and offers the perfect opportunity for buyers looking to right-size without giving up space! Nestled in a small, tucked-away enclave of homes, this spacious residence features over 1,800 square feet on the main level with a comfortable layout designed for everyday living and entertaining. A welcoming foyer opens to a private den/home office, while the island kitchen opens to expansive living and family room spaces that can easily accommodate a formal dining area if desired. The main level offers two generous bedrooms and two full baths, including a primary suite with an incredible four closets and private bath. The finished basement dramatically expands the home's possibilities with a large recreation room, third full bath, bonus room perfect for hobbies, exercise, guests, or a home office, plus abundant storage space. If additional living space isn't needed, the lower level provides exceptional storage options rarely found in today's homes. Additional highlights include an attached two-car garage, large deck, yard access, main floor laundry and newer HVAC (2021). While some cosmetic updating will make this home truly shine, the bones, space, and location are exceptional. Enjoy easy access to the Randall Road shopping and dining corridor, Route 20, I-90, Metra, and everything the area has to offer. If you've been searching for the convenience of low-maintenance living without sacrificing space, this is an opportunity you won't want to miss!

Full Features

Exterior Type:

Aluminum Siding,Brick

Basement:

Partially Finished,Full

Beds Above Grade:

Beds Below Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air

Appliances:

Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer

Main Level Primary Bedroom:

Yes

Pool:

Age:

31-40 Years

Roof Type:

Asphalt

Parking Type:

Garage - Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage

Parking Spaces:

Garage:

Attached

Room Count:

Water Front:

Square Feet:

1,858

Pet Information:

Cats OK, Dogs OK

Internal Features:

Vaulted Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath

External Features:

Patio/Porch

Room Information

Living Room:

23x14 - Main

Dining Room:

13x11 - Main

Kitchen:

17x15 - Main

Family Room:

28x18 - Basement

Primary Bedroom:

19x12 - Main Level

2nd Bedroom:

12x12 - Main

3rd Bedroom:

16x12 - Basement

4th Bedroom:

N/A

Foyer:

9x7 - Main Level

Den:

12x12 - Main Level

Laundry:

6x3 - Main Level

Taxes & Assessments

Tax Amount:

$8,212

Tax Year:

2025

Assessments:

$185 / month

Location

Zip Code:

60123

City:

Elgin

County:

Kane

Schools

School District(s):

Elementary School:

Hillcrest Elementary School

Middle School:

Kimball Middle School

High School:

Larkin High School

Exterior Type:

Aluminum Siding,Brick

Basement:

Partially Finished,Full

Beds Above Grade:

Beds Below Grade:

Cooling System:

Central Air

Heating System:

Natural Gas, Forced Air

Appliances:

Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer

Main Level Primary Bedroom:

Yes

Pool:

Age:

31-40 Years

Roof Type:

Asphalt

Parking Type:

Garage - Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage

Parking Spaces:

Garage:

Attached

Room Count:

Water Front:

Square Feet:

1,858

Pet Information:

Cats OK, Dogs OK

Internal Features:

Vaulted Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath

External Features:

Patio/Porch

Living Room:

23x14 - Main

Dining Room:

13x11 - Main

Kitchen:

17x15 - Main

Family Room:

28x18 - Basement

Primary Bedroom:

19x12 - Main Level

2nd Bedroom:

12x12 - Main

3rd Bedroom:

16x12 - Basement

4th Bedroom:

N/A

Foyer:

9x7 - Main Level

Den:

12x12 - Main Level

Laundry:

6x3 - Main Level

Tax Amount:

$8,212

Tax Year:

2025

Assessments:

$185 / month

Zip Code:

60123

City:

Elgin

County:

Kane

School District(s):

Elementary School:

Hillcrest Elementary School

Middle School:

Kimball Middle School

High School:

Larkin High School

Listing Office: Premier Living Properties

Listing Office Phone: 630.377.1646

Disclaimer: The data relating to real estate for sale on this website comes courtesy of Midwest Real Estate Data, LLC as distributed by MLS GRID. Real estate listings held by brokerage firms other than @properties are marked with the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 6/16/2026 at 12:43pm. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.