$799,999

beds

baths

4,306

square ft

11862 Stoney Bay Circle

Carmel, Indiana 46033

New / MLS #22094996 / Single Family / Carmel

Listing information updated 4/22/2026 at 1:46pm

Discover your waterfront oasis in the highly desirable Carmel Waterstone Lakes community! Situated on a tranquil cul-de-sac, this beautifully updated home offers captivating water views and direct access to the water from your backyard. Imagine relaxing on your decks or screened-in patio, watching the local wildlife. This surprisingly spacious home boasts a desirable open-concept main level with soaring vaulted ceilings, a custom kitchen featuring a large 10-foot island and mini bar, a walk-in pantry, and professional-grade appliances - an entertainer's dream! The main floor also offers a convenient layout with a master suite, a dedicated office, and two additional bedrooms, providing flexibility for various living arrangements. Enjoy custom lighting, updated bathrooms, and elegant hardwood floors throughout this level. The fully finished lower level, with a direct walk-out to the water, expands your living space with a second fireplace, a generous bar area, and an open layout ready for your personal touch. This versatile space offers a 4th bedroom as well. Brand new tankless water installed. A convenient 3-car garage with walk-up attic storage completes this exceptional property, which is also within easy walking distance of the community's tennis courts, clubhouse pools, and scenic lakefront walking paths. Don't miss this incredible opportunity to embrace lakeside living in Carmel!

Full Features

Architecture Style:

Ranch,Traditional

Exterior Type:

Brick,Cement Siding

Basement:

Ceiling - 9+ feet,Finished,Full,Walk-Out Access

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Forced Air, Natural Gas

Appliances:

Dishwasher, Dryer, Disposal, Microwave, Electric Oven, Refrigerator, Washer, Gas Water Heater, Water Softener Owned

Main Level Primary Bedroom:

Yes

Fireplace:

Yes

Pool:

Age:

30 Years

Parking Type:

Finished Garage

Parking Spaces:

Garage:

Garage - 3 Car(s)

Room Count:

Water Front:

Yes

Water Features:

Lake Front

Square Feet:

4,306

Lot Size:

0.27 Acres

Acreage:

0.27

Internal Features:

Attic Stairway, Ceiling Vaulted, Walk-In Closet(s), Hardwood Floors, Wet Bar, Wood Work Painted, Entrance Foyer, Hi-Speed Internet Availbl, Pantry

External Features:

Sprinkler System, Tennis Community, Patio/Porch

Room Information

Dining Room:

12x11.5 - Main

Kitchen:

12x11 - Main

Primary Bedroom:

18x14 - Main

2nd Bedroom:

12x11.5 - Main

3rd Bedroom:

12x11.5 - Main

4th Bedroom:

12x15 - Basement

Great Room:

18.5x13 - Main

Office:

13x11.5 - Main

Play Room:

51x25 - Basement

Bonus Room:

20x11.5 - Basement

Laundry:

7x6 - Main

Taxes & Assessments

Tax Amount:

N/A

Tax Year:

2024

Assessments:

$248 / quarter

Location

Zip Code:

46033

City:

Carmel

County:

Hamilton

Schools

School District(s):

Carmel Clay Schools

Elementary School:

N/A

Middle School:

Clay Middle School

High School:

Carmel High School

Architecture Style:

Ranch,Traditional

Exterior Type:

Brick,Cement Siding

Basement:

Ceiling - 9+ feet,Finished,Full,Walk-Out Access

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Forced Air, Natural Gas

Appliances:

Dishwasher, Dryer, Disposal, Microwave, Electric Oven, Refrigerator, Washer, Gas Water Heater, Water Softener Owned

Main Level Primary Bedroom:

Yes

Fireplace:

Yes

Pool:

Age:

30 Years

Parking Type:

Finished Garage

Parking Spaces:

Garage:

Garage - 3 Car(s)

Room Count:

Water Front:

Yes

Water Features:

Lake Front

Square Feet:

4,306

Lot Size:

0.27 Acres

Acreage:

0.27

Internal Features:

Attic Stairway, Ceiling Vaulted, Walk-In Closet(s), Hardwood Floors, Wet Bar, Wood Work Painted, Entrance Foyer, Hi-Speed Internet Availbl, Pantry

External Features:

Sprinkler System, Tennis Community, Patio/Porch

Dining Room:

12x11.5 - Main

Kitchen:

12x11 - Main

Primary Bedroom:

18x14 - Main

2nd Bedroom:

12x11.5 - Main

3rd Bedroom:

12x11.5 - Main

4th Bedroom:

12x15 - Basement

Great Room:

18.5x13 - Main

Office:

13x11.5 - Main

Play Room:

51x25 - Basement

Bonus Room:

20x11.5 - Basement

Laundry:

7x6 - Main

Tax Amount:

N/A

Tax Year:

2024

Assessments:

$248 / quarter

Zip Code:

46033

City:

Carmel

County:

Hamilton

School District(s):

Carmel Clay Schools

Elementary School:

N/A

Middle School:

Clay Middle School

High School:

Carmel High School

Listing Office: eXp Realty, LLC

Listing Office Phone: 888.611.3912

Disclaimer: The data relating to real estate for sale on this website comes courtesy of MIBOR REALTOR® Association as distributed by MLS GRID. Real estate listings held by brokerage firms other than @properties are marked with the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 4/22/2026 at 1:46pm. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.