$925,000

beds

baths

4,558

square ft

985 Oscar Lane

Carmel, Indiana 46032

New / MLS #22104762 / Single Family / Carmel

Listing information updated 6/19/2026 at 6:06pm

Luxury Ranch Living Steps from the Monon Trail! Simply beautiful and sophisticated, this former builder's model offers the perfect blend of timeless charm, modern openness, and low-maintenance living in one of Carmel's most desirable locations. Featuring 3 bedrooms, 3 full baths, a private den/office, and a beautifully finished lower level, this meticulously maintained home showcases gorgeous hardwood floors, extensive trim detail, built-in bookshelves, soaring 10-foot ceilings, and abundant natural light throughout. The gourmet kitchen boasts stunning two-tone cabinetry, a beautiful center island, granite countertops, luxury stainless steel appliances, and opens seamlessly to the spacious great room with a contemporary gas fireplace, breakfast nook, formal dining area, and private office-creating the open-concept layout today's buyers desire. The main-level primary suite features dual vanities, an oversized walk-in shower with dual shower heads, and a generous walk-in closet. The finished lower level is designed for entertaining and everyday living, offering a custom wet bar, expansive family room, third bedroom, full bath, flex space, and exceptional storage. Additional highlights include an irrigation system and HOA-covered lawn care, mulching, and snow removal for truly carefree living. Exceptional quality, timeless style, and an unbeatable Carmel location just steps from the Monon Trail make this a rare opportunity you won't want to miss.

Full Features

Architecture Style:

Ranch

Exterior Type:

Brick

Basement:

Finished

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Forced Air, Natural Gas

Appliances:

Gas Cooktop, Gas Water Heater, Water Softener Owned

Main Level Primary Bedroom:

Yes

Fireplace:

Yes

Pool:

Age:

17 Years

Parking Type:

Finished Garage,Floor Drain,Garage Door Opener

Parking Spaces:

Garage:

Garage - 2 Car(s)

Room Count:

Water Front:

Square Feet:

4,558

Lot Size:

0.18 Acres

Acreage:

0.18

Internal Features:

Built-in Features, High Ceilings, Tray Ceiling(s), Paddle Fan, Hardwood Floors, Pantry, Walk-In Closet(s), Wet Bar

External Features:

Sprinkler System, Patio/Porch

Room Information

Dining Room:

13x10 - Main

Kitchen:

19x19 - Main

Primary Bedroom:

18x18 - Main

2nd Bedroom:

12x10 - Main

3rd Bedroom:

19x13 - Basement

Taxes & Assessments

Tax Amount:

N/A

Tax Year:

2025

Assessments:

$350 / month

Location

Zip Code:

46032

City:

Carmel

County:

Hamilton

Schools

School District(s):

Carmel Clay Schools

Elementary School:

N/A

Middle School:

N/A

High School:

Carmel High School

Architecture Style:

Ranch

Exterior Type:

Brick

Basement:

Finished

Beds Above Grade:

Cooling System:

Central Air

Heating System:

Forced Air, Natural Gas

Appliances:

Gas Cooktop, Gas Water Heater, Water Softener Owned

Main Level Primary Bedroom:

Yes

Fireplace:

Yes

Pool:

Age:

17 Years

Parking Type:

Finished Garage,Floor Drain,Garage Door Opener

Parking Spaces:

Garage:

Garage - 2 Car(s)

Room Count:

Water Front:

Square Feet:

4,558

Lot Size:

0.18 Acres

Acreage:

0.18

Internal Features:

Built-in Features, High Ceilings, Tray Ceiling(s), Paddle Fan, Hardwood Floors, Pantry, Walk-In Closet(s), Wet Bar

External Features:

Sprinkler System, Patio/Porch

Dining Room:

13x10 - Main

Kitchen:

19x19 - Main

Primary Bedroom:

18x18 - Main

2nd Bedroom:

12x10 - Main

3rd Bedroom:

19x13 - Basement

Tax Amount:

N/A

Tax Year:

2025

Assessments:

$350 / month

Zip Code:

46032

City:

Carmel

County:

Hamilton

School District(s):

Carmel Clay Schools

Elementary School:

N/A

Middle School:

N/A

High School:

Carmel High School

Listing Office: Compass Indiana, LLC

Listing Office Phone: 317.610.6252

Disclaimer: The data relating to real estate for sale on this website comes courtesy of MIBOR REALTOR® Association as distributed by MLS GRID. Real estate listings held by brokerage firms other than @properties are marked with the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 6/19/2026 at 6:06pm. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.